2% Cashback - 海外工作

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嗯 雖然根本板無關 不過 一時我也不知道P1有更相關的板了

http://www.schwab.com/public/schwab/banking_lending/credit_card?sid=P-990780&lvl1=banking_lending&lvl2=credit_card


縮:http://0rz.tw/b55fY

fatwallet上的討論 http://www.fatwallet.com/forums/finance/883571/

簡單說 這張信用卡可以有無限 2% cash back 但是他是存到一個 brokerage account.

foreign transaction fee : 0%


以下是我在上面爬到有用的東西: (國外鄉民也不太爬文 重複的東西一堆 Orz)

no fee to ACH funds out


if you have the Invest First Card linked to a brokerage (Schwab One), the
$1,000 minimum does not apply regardless of whether you have a checking
account.


A brokerage account is for INVESTING..like stocks, etfs, mutual funds...that
kind of stuff...the core is where cash sits until you invest it (if you want
to invest it) you can also transfer money out to linked banks from the
brokerage account...


You can also open Investor Checking if you want..that pays 1.5% interest and
is a full BANKING PRODUCT with free checks, free bill pays and UNLIMITED ATM
REBATES so you can use every atm in the world for free

You can just open the checking and brokerage if you want together..you don't
have to use the brokerage....though the Cash Back would be deposited in the
"core account" that they automatically set up in the brokerage (just pays
.10% interest, though)


You don't have to have both brokerage and checking. The brokerage account is
required for the rebates. I only opened a brokerage account.

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我想當一個壞人.

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All Comments

Regina avatarRegina2009-01-06
目前用的卡:chase freedom + costcoAE + HSBC weekend card
chase的cashback應該還是最多的,而且累計200可兌250
Genevieve avatarGenevieve2009-01-09
HSBC weekend card,weekend shopping 2% cash back
Olive avatarOlive2009-01-10
chase有好幾個category都是3%,包含常用的汽油,雜貨,水電
Regina avatarRegina2009-01-11
速食店,AE的餐館,汽油也是3%,旅行2%,所以扣掉這些平常的大
Victoria avatarVictoria2009-01-12
量一般開支,實際上其它的花費並不多.這個2%很不錯,但是還得
多開一個銀行帳戶.所以像我如果要買電器用品,或是其他非必
Jessica avatarJessica2009-01-15
要性開支,我都用HSBC weekend card買,也是2%.
Kumar avatarKumar2009-01-17
我覺得除了2%以外在國外刷卡不用手續費也是很吸引人
Annie avatarAnnie2009-01-19
等於是少付了1%-3%的額外支出...
John avatarJohn2009-01-21
這個戶頭的現金回饋,僅限於用在買賣股票、共同基金等
Rebecca avatarRebecca2009-01-23
http://0rz.tw/c75co
Once my cash rewards are deposited into my Schwab One
account, can I access the cash?
Tracy avatarTracy2009-01-24
Yes. You may withdraw the cash at any time or invest it
Isla avatarIsla2009-01-29
看起來是賺到的cash back可以直接轉出
Isla avatarIsla2009-01-29
等我試了之後再來回報~
Anthony avatarAnthony2009-01-29
可以轉出 ACH轉出即可
Rebecca avatarRebecca2009-02-02
Fidelity也跟著出了2%的信用卡 不過是退到IRA帳戶 沒那麼好
Puput avatarPuput2009-02-03
AE跟Discover卡的最大缺點就是很多地方都不收.
Queena avatarQueena2009-02-07
而walmart等其他大型量販店是不算在Chase的grocery的
Jack avatarJack2009-02-12
但是你可以去看chase的15個分類,就可以知道每個月自己該把
Adele avatarAdele2009-02-15
哪些項目用那張卡刷,至於學費,第一.並不是所有學校都可以
Gilbert avatarGilbert2009-02-15
刷卡,第二.如果一定要賺那2%,其他不用開銀行帳戶的卡也可
Brianna avatarBrianna2009-02-20
達到一樣的效果.我並沒有說這張卡不好的意思,只是覺得為了
Susan avatarSusan2009-02-20
2%,還要另外開個銀行帳戶對我來說是個困擾.但是對其他人來
說應該不成問題.看了一下記帳,去年我刷卡總共的cashback是
Puput avatarPuput2009-02-21
600.我相信如果去年就有這個2%的卡,對我來說可能一年可以增
Iris avatarIris2009-02-24
加100-200的額外收入
Selena avatarSelena2009-02-27
這張卡對我來說最大的誘因大概是國外刷卡免手續費吧.這個
的確是很讚的.
Madame avatarMadame2009-03-02
可以申請Orchard bank信用卡 by HSBC 一律2%
Tristan Cohan avatarTristan Cohan2009-03-05
我看過的刷水電公共事業帳單都收2%或3%手續費,沒機會用.
Quanna avatarQuanna2009-03-08
近年用Discover每季特定類別集中火力可拿回至少4.25%,
Olga avatarOlga2009-03-13
另外去辦張Discover OpenRoad專刷Shell以外汽油,5%回饋.
Frederic avatarFrederic2009-03-14
額外一問 請問有人知道國外刷卡免手續費的嗎?