40多歲家庭年收入多少才夠? - 工程師
By Joseph
at 2013-12-31T23:40
at 2013-12-31T23:40
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其實認真的話, 40歲房貸車貸都還完了,保險到期了,小孩念小學了,生活反而輕鬆
以我個人每月家庭平均支出30~35歲 (小孩1個1.5歲~ 2個6+2歲)
食:13K 成長到18K
衣:6K 成長到13K
住:32K 降到18K (含房貸)
行:26K 降到8K (含車貸)
育+樂:21K 降到12K
醫: 都4K
養育:12K 降到 7K (幼稚園轉公立)
紅包:8K 長到18K
雜支:都8K
每月總支出: 130K降到106K (不含投資,儲蓄,出國旅遊)
最該擔心的是小孩3~6歲,花最兇 貸款也最重
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