W-4 allowance的問題? - 海外工作

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我剛開始用OPT工作 先生已經在學校當TA
我必須要填W-4 遇到一些問題

1.
W-4 Personal allowance worksheet
C.Enter "1" for your spouse. But you may choose to enter "0" if you are
married and have eitehr a working spouse or more than one job.
(Entering "0" may help you avoid having too little tax withheld.)

這邊我符合But後面的條件 所以我一定要填"0"嗎?
我擔心被預扣稅太多....

2.因為我們兩個現在都有工作了
所以應該要填page 2的 Two earners/ Multiple jobs work sheet
下面的空格我是依照今年2009剩下的月份填的
明年2010勢必會不一樣
所以理論上 明年一開始應該要再填一次W-4 對嗎?

3.我有用irs.gov上的 Withholding calculator估算
結果跑出下面的一段話

Based on the information you previously entered, your anticipated income tax
for 2009 is $1,113 If you do not change your current withholding arrangement,
you will have $3,910 withheld for 2009, resulting in an overpayment of $2,797
when you file your return. If you want your withholding to more closely match
your anticipated tax, adjust your withholding on new Forms W-4 as follows:

Job 1 (which has a projected salary of $9,600): 0 allowances.
Job 2 (which has a projected salary of $20,200): 2 allowances.
Check the “Married” box on your Form W-4

意思是我照填會被多扣$2,797
但我不懂它建議的 0 allowances & 2 allowances
應該是修正哪一格?

實在不想被預扣超過太多 因為已經賺得很少了= =
麻煩大家了 謝謝


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All Comments

Adele avatarAdele2009-08-01
如果你們兩人都F1(non-resident), 你沒有資格報配偶
Barb Cronin avatarBarb Cronin2009-08-04
所以只要在乎自己的1就行;但你若工作非全年,可調大防退太多
Susan avatarSusan2009-08-08
原來你先生是F1超過5年,兩人都可用resident,那就調到適當值
Jake avatarJake2009-08-12
明年要update W4,讓你的預扣正確;別少扣太多而被罰就行
Mary avatarMary2009-08-17
W-4隨時可更新.第一年工作可少預扣,補繳再多也不怕罰錢,
次年報稅後可檢討調整W-4或預扣額.
David avatarDavid2009-08-21
最高招是盡量少預扣,次年JAN 15報1040ES,可參考我的舊文
Kumar avatarKumar2009-08-26
W-4預扣額沒有標準答案,次年報稅多退少補,不罰錢較重要.
Xanthe avatarXanthe2009-08-27
用計算機/稅表/ES表計算你應該繳多少稅;再計算正確W4值
如果年初沒算準,下半年再修正一下;理論上是算得準的
Gilbert avatarGilbert2009-08-28
尤其如果搭配paycheckcity這一類的網路軟體搭配實際預扣額