美國用哪一家銀行的帳戶 信用卡最划算? - 美國

我推一些卡:

American Express - SimplyCash Business Card:(免年費)
5% on office supplies (Staples...etc) and wireless phone services purchases,
3% on gasoline, and everything else 1%.
這張用來買文具跟付手機費.

Chase - Freedom Visa Card(這張最近在phase out):(免年費)
3% cash back in eligible purchases made in the top three bonus categories
where you spend the most, and the rest 1%.
The bonus categories are: grocery stores, gas & convenience stores, quick
service payment/fast food restaurants, telecommunications, cable/satellite
TV/Internet service providers, video rentals, department stores, dry
cleaners, drugstores, movie theatres, local and suburban commuter passenger
transportation, pet supply stores and veterinary services, utilities, beauty
shops (salons and spas) and gym/recreation memberships.
這張用來付快餐店,有線電視網路費跟一般家用電話費(非手機類的).

American Express - True Earnings Card:(有Costco會員就免年費).
Earn Cash Back - 3% for gasoline, 3% for restaurants, 2% for travel, 1%
everywhere else.
這張我專門拿來付一般餐廳(非快餐類如麥當勞)跟旅費如旅館機票跟租車.


Chase - Cash Plus Rewards Visa Card(這張最近在phase out):(免年費)
Earn 5% cash rebate with purchases at gas stations, grocerries and drugstores.
買菜,加油跟藥局專用卡.

Discover - Discover More Card:(免年費)
在每一季常有5% Cash Back在不同項目的東西,比如現在4~6月是Home跟Fashion,7~9月是
Gas跟Hotels,10到12月是Grocery Stores,Restaurants,Movie Theaters,Movie Rentals.

以上是我的5張常備卡.
--