請益退休金的規劃 - 海外工作
By Adele
at 2016-06-28T11:08
at 2016-06-28T11:08
Table of Contents
最近研究了一下各種退休的規劃
夫妻若file joint retuns
Traiditional IRA > 184k
Roth IRA > 118k
就都不能投錢進去了
在灣區或大都市，二夫妻都在工作，很容易就超過Limit了
公司的401k又不怎麼樣(沒match選擇又挺少的)
想請問一下，超過上面的Limit，大家都怎麼規劃退休的(節稅) 儲蓄or投資？
Google 了一下看到 Personal Defined Benefit Plan
不知道那個是什麼，但一年年費/服務費 要嚇死人的 $1500
http://goo.gl/mFgdf5
--
夫妻若file joint retuns
Traiditional IRA > 184k
Roth IRA > 118k
就都不能投錢進去了
在灣區或大都市，二夫妻都在工作，很容易就超過Limit了
公司的401k又不怎麼樣(沒match選擇又挺少的)
想請問一下，超過上面的Limit，大家都怎麼規劃退休的(節稅) 儲蓄or投資？
Google 了一下看到 Personal Defined Benefit Plan
不知道那個是什麼，但一年年費/服務費 要嚇死人的 $1500
http://goo.gl/mFgdf5
--
Tags:
海外工作
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