退撫基金未來會破產? - 公職
By Joseph
at 2022-11-23T21:10
at 2022-11-23T21:10
Table of Contents
網址:https://www.google.com/amp/s/udn.com/news/amp/story/6656/6774371
內文節錄:
暫時先不講提撥率和報酬率,依第8次精算報告所評估,公務人員是民國140年整體基金會
發生負數,教育人員是137年會發生負數;假設到147年要退休時,有可能完全領不到退休
金;
從以上這些角度來看,立法院上個會期在審新任公務人員確定提撥制時,考試院或者退撫
基金管理委員會是否故意拖延公布第8次精算報告?果真如此,那就是欺負公教人員,也
是欺騙立法院、欺騙社會!
就長期報酬率來看,從85年基金成立到106年(6月),平均的年收益率是4.91%,相較於
須攤提負債應該有的收益率(公6.2%、教6.9)也不夠;就算不攤提之下的收益率公務人
員也要5.5%、教育人員是4.3%。上述的報酬率,是在基金出現負數年份,不論現制下公教
人員或新進人員的自提提撥費率都要調高18%,才能勉強維持不會提前破產。
説到這裡,不得不提出殘酷的事實:第一,經過大砍退休金的年金改革,退撫基金還是會
破產;第二,不論是現制公教人員或新進人員,不久之後只有越繳越多自提費用。現制公
教人員當基金破產後,只能冀望肯遵守信賴保護原則的政府願意「確定給付」(民進黨執
政下希望不大);新進人員在基金減少下,繳多、少領,基金破產後自己也可能跟著破產
!
心得:
假設未來退撫費率為18%
薦任7功6 每個月應繳41910*2*0.35*0.18=5281元
假設公保2000 健保1500
每個月要扣到快9000?
內文說未來還會破產? 再度繳多領少延後退?
還有其他:
公務員犯法符合規定刑期提高1/2
貪污治罪條例刑期比刑法嚴重
貪污至少7年重罪
加班費沒有勞基法倍率只有1倍
勞基法1.33 1.67 2.67
公保退輔少於勞保勞退
不小心犯法退休金打水漂:
https://i.imgur.com/0yg7vrk.jpg
公職其實沒什麼保障吧
各位怎麼看
--
內文節錄:
暫時先不講提撥率和報酬率,依第8次精算報告所評估,公務人員是民國140年整體基金會
發生負數,教育人員是137年會發生負數;假設到147年要退休時,有可能完全領不到退休
金;
從以上這些角度來看,立法院上個會期在審新任公務人員確定提撥制時,考試院或者退撫
基金管理委員會是否故意拖延公布第8次精算報告?果真如此,那就是欺負公教人員,也
是欺騙立法院、欺騙社會!
就長期報酬率來看,從85年基金成立到106年(6月),平均的年收益率是4.91%,相較於
須攤提負債應該有的收益率(公6.2%、教6.9)也不夠;就算不攤提之下的收益率公務人
員也要5.5%、教育人員是4.3%。上述的報酬率,是在基金出現負數年份,不論現制下公教
人員或新進人員的自提提撥費率都要調高18%,才能勉強維持不會提前破產。
説到這裡,不得不提出殘酷的事實:第一,經過大砍退休金的年金改革,退撫基金還是會
破產;第二,不論是現制公教人員或新進人員,不久之後只有越繳越多自提費用。現制公
教人員當基金破產後,只能冀望肯遵守信賴保護原則的政府願意「確定給付」(民進黨執
政下希望不大);新進人員在基金減少下,繳多、少領,基金破產後自己也可能跟著破產
!
心得:
假設未來退撫費率為18%
薦任7功6 每個月應繳41910*2*0.35*0.18=5281元
假設公保2000 健保1500
每個月要扣到快9000?
內文說未來還會破產? 再度繳多領少延後退?
還有其他:
公務員犯法符合規定刑期提高1/2
貪污治罪條例刑期比刑法嚴重
貪污至少7年重罪
加班費沒有勞基法倍率只有1倍
勞基法1.33 1.67 2.67
公保退輔少於勞保勞退
不小心犯法退休金打水漂:
https://i.imgur.com/0yg7vrk.jpg
公職其實沒什麼保障吧
各位怎麼看
--
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