邱顯智FB-台灣PAY還是行員PAY - 金融業討論
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By Rosalind
at 2020-07-07T11:38
at 2020-07-07T11:38
Table of Contents
台灣PAY為什麼會難用
因為它是一台拼裝車,
由財政部主導,
軟體介面是台灣行動支付開發,財金提供平台,公股銀行負責招商及活動規畫。
APP綁卡及操作問題,要找台灣行動支付,
金流資訊流異常要找財金,活動問題要找主辦行,
財金提供平台將公股活動刊登上去,
每檔活動DM都寫明財金是協辦單位,
回饋金計算及規則控管都是由主辦單位負責,
問題是從業人員自己經常連基本的觀念都沒有,
還以為這是單純為特定公司在推行動支付,
哈囉,有事嗎?
這明明是國家重大政策,不樂見國內的行動支付市占被外資壟斷,
為什麼別人的行動支付市占率高,因為人家是一間公司上下一心推廣,
加上進入時間早,相對上政府反應慢半拍又是拼裝車...
如今行動支付進入白熱化競爭,市場上已經有20幾間的行動支付,
市佔較高是LINE PAY及街口,之前它們也因為虧損辦理現金增資,
可惜政府推台灣PAY政策時是常常自己人在扯後腿,抱怨政策,上社群,找民代爆料,
如果身為公股員工沒自覺要配合國家政策,
那也可以考慮民營員工,就可以專注配合公司政策。
但趨勢是民營也逐漸開始加入台灣PAY活動促銷...
最後如果能回歸市場機制,自動淘汰某些制度,應該是大家所樂見的。
--
因為它是一台拼裝車,
由財政部主導,
軟體介面是台灣行動支付開發,財金提供平台,公股銀行負責招商及活動規畫。
APP綁卡及操作問題,要找台灣行動支付,
金流資訊流異常要找財金,活動問題要找主辦行,
財金提供平台將公股活動刊登上去,
每檔活動DM都寫明財金是協辦單位,
回饋金計算及規則控管都是由主辦單位負責,
問題是從業人員自己經常連基本的觀念都沒有,
還以為這是單純為特定公司在推行動支付,
哈囉,有事嗎?
這明明是國家重大政策,不樂見國內的行動支付市占被外資壟斷,
為什麼別人的行動支付市占率高,因為人家是一間公司上下一心推廣,
加上進入時間早,相對上政府反應慢半拍又是拼裝車...
如今行動支付進入白熱化競爭,市場上已經有20幾間的行動支付,
市佔較高是LINE PAY及街口,之前它們也因為虧損辦理現金增資,
可惜政府推台灣PAY政策時是常常自己人在扯後腿,抱怨政策,上社群,找民代爆料,
如果身為公股員工沒自覺要配合國家政策,
那也可以考慮民營員工,就可以專注配合公司政策。
但趨勢是民營也逐漸開始加入台灣PAY活動促銷...
最後如果能回歸市場機制,自動淘汰某些制度,應該是大家所樂見的。
--
Tags:
金融業
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