錢與家庭該如何兼顧? - 工程師
By Tracy
at 2022-08-17T22:44
at 2022-08-17T22:44
Table of Contents
※ 引述《kawei5566 (科懷56)》之銘言:
: 各位鄉民您好,
: 小弟目前有些許煩惱想請各位提供意見,
: 家中只有三個人,老婆+1歲半的女兒。
本人有記帳習慣. 請不要用甚麼每月房貸 XXX, 水電OOO, 吃喝完樂ZZZ
這種方式去辜你的花費. 實實在在的記錄下來. 你會發現你的花費遠比你想的多
剛結婚時(結婚12年). 兩人一年資出約 100~120萬
等第一個小孩出生時 大約膨脹到140~150
等第二個小孩出生, 第一個小孩上國小(差6歲). 已經來到220多了
去年家庭支出為 300初頭一點.
本人不買奢侈品. 去年最貴一次性支出是房貸約70萬 兩台車子保險6萬多
年節紅包約15萬. 去年沒辦法出國玩.所以沒有甚麼機會開大條的.
但錢還是莫名其妙就會不見. (忘記還有被中華民國政府搶劫60萬)
建議需要考量的是薪資的成長速度. 要大於未來支出的成長速度.
另外長春也不是甚麼科技業. 輪個班就會死人身體壞掉。
台灣一堆60歲以上的作業員也沒身體壞掉. 健康檢查沒紅字的一大堆哩
不過作業員有薪資成長空間嗎? 不要30歲即巔峰.
--
: 各位鄉民您好,
: 小弟目前有些許煩惱想請各位提供意見,
: 家中只有三個人,老婆+1歲半的女兒。
本人有記帳習慣. 請不要用甚麼每月房貸 XXX, 水電OOO, 吃喝完樂ZZZ
這種方式去辜你的花費. 實實在在的記錄下來. 你會發現你的花費遠比你想的多
剛結婚時(結婚12年). 兩人一年資出約 100~120萬
等第一個小孩出生時 大約膨脹到140~150
等第二個小孩出生, 第一個小孩上國小(差6歲). 已經來到220多了
去年家庭支出為 300初頭一點.
本人不買奢侈品. 去年最貴一次性支出是房貸約70萬 兩台車子保險6萬多
年節紅包約15萬. 去年沒辦法出國玩.所以沒有甚麼機會開大條的.
但錢還是莫名其妙就會不見. (忘記還有被中華民國政府搶劫60萬)
建議需要考量的是薪資的成長速度. 要大於未來支出的成長速度.
另外長春也不是甚麼科技業. 輪個班就會死人身體壞掉。
台灣一堆60歲以上的作業員也沒身體壞掉. 健康檢查沒紅字的一大堆哩
不過作業員有薪資成長空間嗎? 不要30歲即巔峰.
--
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工程師
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