H4 懷孕/生產保險問題 - 海外工作
By Caitlin
at 2017-01-14T05:32
at 2017-01-14T05:32
Table of Contents
小弟現在持H1B,老婆持H4,剛因公司調派搬到南加
老婆在兩週前發現懷孕,目前是跟我保公司的保險
Cigna的HDHP (family annaul deductible $6850)
沒有co-pay,超過deductible 前全部自付
超過後保險全出,Premium $176/Month
公司有提供另一種(總共兩種)plan
Family annaul deductible $4000 (oopm $6000)
過deductible前全自付,超過後自付10%
Premium $250/month
現在不知道該怎麼選擇保險比較好
該繼續用公司的HDHP
還是幫老婆換obamacare 找hmo或高premium的ppo?
希望有這方面經驗的版友可以指點一下 謝謝!
手機排版請見諒!
--
老婆在兩週前發現懷孕,目前是跟我保公司的保險
Cigna的HDHP (family annaul deductible $6850)
沒有co-pay,超過deductible 前全部自付
超過後保險全出,Premium $176/Month
公司有提供另一種(總共兩種)plan
Family annaul deductible $4000 (oopm $6000)
過deductible前全自付,超過後自付10%
Premium $250/month
現在不知道該怎麼選擇保險比較好
該繼續用公司的HDHP
還是幫老婆換obamacare 找hmo或高premium的ppo?
希望有這方面經驗的版友可以指點一下 謝謝!
手機排版請見諒!
--
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