出社會薪水逾一成還學貸 工程師當月光族 - 工程師

By Harry
at 2019-11-14T00:09
at 2019-11-14T00:09
Table of Contents
出社會薪水逾一成還學貸 工程師當月光族
https://udn.com/news/story/120823/4159176
2019-11-12 09:31聯合報 記者馮靖惠
學貸負擔重,讓剛畢業薪水不高還得還債的新鮮人淪月光族,有人大學一畢業就要背15年
的債,有人30幾歲每個月還要付1萬元留學貸款,不敢結婚生子,更別說買房子。
教育部統計,106學年度高中以上貸款人數為27.3萬人,貸款金額204億元,政府補助利息
24.3億元。
今年25歲的鄭先生從私立高職讀到私立科大,都是倚賴學貸完成學業。他現在是工程師,
月薪約3萬,從今年7月開始還學貸,每月繳3500元,要繳15年。
鄭先生說,剛出社會起薪低,還要付房租、學貸、生活費。他說,每個月都是月光族,存
錢就更難,不敢奢望買車或買房。他平常省吃儉用,除了公司附的中餐,早餐加晚餐不會
超過150元,也沒有多餘的錢進修。
35歲的陳小姐至今仍背負過去的留學貸款,每個月要還一萬多元。她念大學時辦六期學貸
,借了十二萬多元。之後申請留學學貸,貸了100萬赴英讀心理諮商所。五年前回台開始
在青少年安置機構擔任生活輔導員,第二年開始還款,一個月繳1萬2000,要繳八年。
陳小姐說,每個月大概四分之一的薪水要固定還貸款,加上生活花費,還要給家裡錢,剩
的也不多,就打消購買奢侈品的念頭。可是她覺得,貸款出國留學回來可以找到薪水相對
高的工作,還算值得。
今年27歲的李小姐說,父母的收入不高,無法支付學費,因此學費全貸,每個月繳三、四
千元。她說,出社會不久的時候薪水不高,省吃儉用,還要給家裡錢,一個月學貸付5000
元,真的存不了多少錢。
「台北娛樂消費高,都不敢出門。」為了努力想把學貸繳完,不敢做什麼娛樂,朋友約要
出去也只能婉拒。她說,其他沒有繳學貸的朋友,完全無法體會「一畢業身上就背幾十萬
學貸的感覺」。她工作第四年存了10幾萬,把學貸一次繳完。
--
https://udn.com/news/story/120823/4159176
2019-11-12 09:31聯合報 記者馮靖惠
學貸負擔重,讓剛畢業薪水不高還得還債的新鮮人淪月光族,有人大學一畢業就要背15年
的債,有人30幾歲每個月還要付1萬元留學貸款,不敢結婚生子,更別說買房子。
教育部統計,106學年度高中以上貸款人數為27.3萬人,貸款金額204億元,政府補助利息
24.3億元。
今年25歲的鄭先生從私立高職讀到私立科大,都是倚賴學貸完成學業。他現在是工程師,
月薪約3萬,從今年7月開始還學貸,每月繳3500元,要繳15年。
鄭先生說,剛出社會起薪低,還要付房租、學貸、生活費。他說,每個月都是月光族,存
錢就更難,不敢奢望買車或買房。他平常省吃儉用,除了公司附的中餐,早餐加晚餐不會
超過150元,也沒有多餘的錢進修。
35歲的陳小姐至今仍背負過去的留學貸款,每個月要還一萬多元。她念大學時辦六期學貸
,借了十二萬多元。之後申請留學學貸,貸了100萬赴英讀心理諮商所。五年前回台開始
在青少年安置機構擔任生活輔導員,第二年開始還款,一個月繳1萬2000,要繳八年。
陳小姐說,每個月大概四分之一的薪水要固定還貸款,加上生活花費,還要給家裡錢,剩
的也不多,就打消購買奢侈品的念頭。可是她覺得,貸款出國留學回來可以找到薪水相對
高的工作,還算值得。
今年27歲的李小姐說,父母的收入不高,無法支付學費,因此學費全貸,每個月繳三、四
千元。她說,出社會不久的時候薪水不高,省吃儉用,還要給家裡錢,一個月學貸付5000
元,真的存不了多少錢。
「台北娛樂消費高,都不敢出門。」為了努力想把學貸繳完,不敢做什麼娛樂,朋友約要
出去也只能婉拒。她說,其他沒有繳學貸的朋友,完全無法體會「一畢業身上就背幾十萬
學貸的感覺」。她工作第四年存了10幾萬,把學貸一次繳完。
--
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