勞退所得替代率計算很複雜? - 考試
By Odelette
at 2011-01-15T13:56
at 2011-01-15T13:56
Table of Contents
假設60歲退休, 80歲挫起來
43900 * 0.72 * 30 = 948240
投資收益, 30年,假設賺 50趴好了
948240 + 948240 * 50% = 1422360
1422360/20/12 = 5926.5/月 ............... 式(1).....勞退
43900 ×30 ×1.55% = 20413.5/月 ............ 式(2).....勞保
(1)+(2) = 26340
26340/43900 = 60%
當然這個數據會浮動,比如說,有人幹了35,
或者明天王大主委良心發現,1.55趴改成5趴, 強制提撥率調成12趴等等之類的
不然, 我怎麼算都很難破70趴, 更不要說 102趴了
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另外,
呂明泰會算出 勞退替代率46趴 + 勞保替代率54.25趴 = 破百 的結論
然後今天又跟黃雅榜出來說, 勞退很複雜,
勞委會也算不出來,
俺差點笑到噴洨 ... 這幫假考出身的(黃雅榜是假考的, 呂明泰不知道是不是?)
數學不知道跟誰學的?? 自己程度差,算不出來,還推到別人身上(資委會:躺著也
中槍),王大主委可是律師出身,可沒考試院那幫甲考的這麼遜,算不出來,
也證明考試院的丁丁也真是可笑了~~~
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哇系象迷
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