國營 v.s 台土兆 - 金融業討論

By Linda
at 2019-09-27T03:45
at 2019-09-27T03:45
Table of Contents
====本篇是代PO===勿回信箱=====
考試是個折磨人的過程
雖然應該會有人說:
都考上再來煩惱
但因為兩者考科不同
選擇其實比努力重要
文組的就業環境其實不佳
好好選擇一個方向
考上後做一輩子安全下莊的最好
兩份工作比較:
1.民營化的機率:
台銀土銀民營化的機會比國營小
兆豐應該也不會民營化
2.薪水:
錢的話 應該是銀行比較多
國營應該至多只有銀行的7、8成
更不用說人生巔峰兆豐了
3.兼顧家庭:
台土跟國營可以兼顧家庭
兆豐可能不行
4.內部風氣:
看ptt的感覺
金融版比較常有櫃員反映老人跟寶寶的問題嚴重
國營版好像沒看過
對於沒有背景的人
國營的風氣有可能比較好
5.工作忙碌程度:
應該是銀行比較忙
銀行午休只有半小時
累積一年下來很可觀
6.業績壓力:
業績通常自己買居多
短時間無法贖回
業績壓力其實就是變相減薪
銀行雖然有業績壓力
但台土應該不自己買業績也沒關係
兆豐應該就要自己買了
國營中的油水電應該沒有
但如果中華電信等應該會有
7.地位:
國營文組做的是行政或內勤等成本單位
考上櫃員是在分行等營運單位
但根據我對於金融業的了解
錢雖然是分行賺的
但銀行總行的人有股高人一等的氣焰
把負責賺錢的營運單位當成下級的大有人在
不曉得這種“成本單位反而地位高”的優勢在國營適不適用?
8.成就感:
國營的業務比較偏例行性的公事
(每個月編財報等文書作業)
金融業的存匯櫃員很大一部分工作性質跟作業員有點像
沒什麼成就感
但放款可能例外
9.官僚程度:
銀行組織本身階層很多
(襄理 副理 經理 協理 ......)
有階級的地方就會有官僚存在
所以官股銀行的官僚是必然的
在銀行裡 主管跟承辦人員講話
承辦人員會站起來
之前有篇兆豐的文章
甚至說在兆豐就像在當兵
國營的話就不清楚了
10.未來發展性:
銀行好好幹 有成績出來
可以升遷到分行經理、協理等
國營應該就該部門的主管
根據上面的分析
似乎銀行比國營好
然而
為何板上卻很推崇國營呢?
而且台土的錄取率也比國營還高
很多國營跟高考的比較文
但官股銀行跟國營的比較文很少
這兩種都是需要靠年資來換取高薪的工作
如果做為想要做一生的生涯規劃的選擇的話
大家會選擇國營或台土兆?
====本篇是代PO===勿回信箱=====
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