房市 v.s. 薪水 - 薪水
By Belly
at 2022-01-20T13:49
at 2022-01-20T13:49
Table of Contents
※ 引述《BangGod5566 (忠孝東路走九遍)》之銘言:
: 各位在新竹的大大們應該感受到回不去的房價~政府建商房仲聯合炒作的泡沫變成事實,
: 但是誰叫竹科的人買得起
: 如果今天有得選擇
: 新北房子2200萬(有捷運)薪水250萬
: 竹北房子2500萬薪水300+萬
: 房子條件工作環境壓力都差不多,
: 各位會選哪個?
: 小弟心裡的平衡點大概在這裡,新竹這個塞車機能差的地方如果沒有這幾年高薪支持基本
: 上沒有優勢,如果保持5年這個營運水準,只能說新竹多賺一點以後換會鄉下養老比較輕
: 鬆
建議抱持三個觀念,讓你自己可以好好待在竹科工作
1. 不要一間房住一輩子
2. 房子可以買,但不要買下來
3. 莫當最後一隻老鼠
基本上就算你是買全新的房子,一間房子要住一輩子對大部分的人是很困難的
所以你也不要用要住一輩子的想法來選地點,甚至讓工作去遷就
在哪裡工作就在哪裡買房,比較貴也沒關係,反正你遲早會賣掉的
房子無論是2200萬還是2500萬,只要你在職時還能負擔,並維持部分無收入時預備金
就大膽放心買下去吧。但記住,是可以買,但不要買下來(將貸款付完)
既然是上班族,台灣的稅制買房子可抵扣的稅額比租屋來多
以買代租、以銀行為房東在有一定經濟實力底下比租屋還好
不用糾結你房貸付不付的完、竹北值不值2500萬,反正你遲早會賣掉的
最後,因為房子無論2200萬、還是2500萬,其實都沒有買下來的價值
這裡講的買下來,是指犧牲你人生中擁有的2500萬+利息,來換一個水泥空間,
而在你進棺材前不把它變現來花
這一個觀念應該最重要:請在房子價值還不低於你入手價格前(最好還有增值)
且工作錢存夠了,把房子賣掉、找一個沒有太過炒作的城市、國家
花個500-1000萬弄個真正想住、能安身立命的家
剩下的幾千萬,可以好好花、好好享福
不用謝
--
: 各位在新竹的大大們應該感受到回不去的房價~政府建商房仲聯合炒作的泡沫變成事實,
: 但是誰叫竹科的人買得起
: 如果今天有得選擇
: 新北房子2200萬(有捷運)薪水250萬
: 竹北房子2500萬薪水300+萬
: 房子條件工作環境壓力都差不多,
: 各位會選哪個?
: 小弟心裡的平衡點大概在這裡,新竹這個塞車機能差的地方如果沒有這幾年高薪支持基本
: 上沒有優勢,如果保持5年這個營運水準,只能說新竹多賺一點以後換會鄉下養老比較輕
: 鬆
建議抱持三個觀念,讓你自己可以好好待在竹科工作
1. 不要一間房住一輩子
2. 房子可以買,但不要買下來
3. 莫當最後一隻老鼠
基本上就算你是買全新的房子,一間房子要住一輩子對大部分的人是很困難的
所以你也不要用要住一輩子的想法來選地點,甚至讓工作去遷就
在哪裡工作就在哪裡買房,比較貴也沒關係,反正你遲早會賣掉的
房子無論是2200萬還是2500萬,只要你在職時還能負擔,並維持部分無收入時預備金
就大膽放心買下去吧。但記住,是可以買,但不要買下來(將貸款付完)
既然是上班族,台灣的稅制買房子可抵扣的稅額比租屋來多
以買代租、以銀行為房東在有一定經濟實力底下比租屋還好
不用糾結你房貸付不付的完、竹北值不值2500萬,反正你遲早會賣掉的
最後,因為房子無論2200萬、還是2500萬,其實都沒有買下來的價值
這裡講的買下來,是指犧牲你人生中擁有的2500萬+利息,來換一個水泥空間,
而在你進棺材前不把它變現來花
這一個觀念應該最重要:請在房子價值還不低於你入手價格前(最好還有增值)
且工作錢存夠了,把房子賣掉、找一個沒有太過炒作的城市、國家
花個500-1000萬弄個真正想住、能安身立命的家
剩下的幾千萬,可以好好花、好好享福
不用謝
--
Tags:
薪水
All Comments
By William
at 2022-01-20T22:11
at 2022-01-20T22:11
By Joe
at 2022-01-21T06:34
at 2022-01-21T06:34
By Barb Cronin
at 2022-01-21T14:56
at 2022-01-21T14:56
By Jake
at 2022-01-21T23:19
at 2022-01-21T23:19
By Una
at 2022-01-22T07:41
at 2022-01-22T07:41
By Odelette
at 2022-01-22T16:04
at 2022-01-22T16:04
By Carol
at 2022-01-23T00:26
at 2022-01-23T00:26
By Oliver
at 2022-01-23T08:49
at 2022-01-23T08:49
By George
at 2022-01-23T17:11
at 2022-01-23T17:11
By Queena
at 2022-01-24T01:34
at 2022-01-24T01:34
By Olive
at 2022-01-24T09:57
at 2022-01-24T09:57
By Bennie
at 2022-01-24T18:19
at 2022-01-24T18:19
By Tristan Cohan
at 2022-01-25T02:42
at 2022-01-25T02:42
By Harry
at 2022-01-25T11:04
at 2022-01-25T11:04
By Cara
at 2022-01-25T19:27
at 2022-01-25T19:27
By Yedda
at 2022-01-26T03:49
at 2022-01-26T03:49
By Belly
at 2022-01-26T12:12
at 2022-01-26T12:12
By Selena
at 2022-01-26T20:34
at 2022-01-26T20:34
By Jacob
at 2022-01-27T04:57
at 2022-01-27T04:57
By Todd Johnson
at 2022-01-27T13:19
at 2022-01-27T13:19
By Agnes
at 2022-01-27T21:42
at 2022-01-27T21:42
By Rosalind
at 2022-01-28T06:04
at 2022-01-28T06:04
By Regina
at 2022-01-28T03:49
at 2022-01-28T03:49
By Tom
at 2022-01-28T12:11
at 2022-01-28T12:11
By Thomas
at 2022-01-28T03:49
at 2022-01-28T03:49
By David
at 2022-01-28T12:11
at 2022-01-28T12:11
By Ula
at 2022-01-28T03:49
at 2022-01-28T03:49
By Ida
at 2022-01-28T12:11
at 2022-01-28T12:11
By Vanessa
at 2022-01-28T03:49
at 2022-01-28T03:49
By Carolina Franco
at 2022-01-28T12:11
at 2022-01-28T12:11
By Charlie
at 2022-01-28T03:49
at 2022-01-28T03:49
By Agatha
at 2022-01-28T12:11
at 2022-01-28T12:11
By Ina
at 2022-01-28T03:49
at 2022-01-28T03:49
By Sierra Rose
at 2022-01-28T12:11
at 2022-01-28T12:11
By Hedda
at 2022-01-28T03:49
at 2022-01-28T03:49
By Barb Cronin
at 2022-01-28T12:11
at 2022-01-28T12:11
By Isla
at 2022-01-28T03:49
at 2022-01-28T03:49
By Una
at 2022-01-28T12:11
at 2022-01-28T12:11
By Lydia
at 2022-01-28T03:49
at 2022-01-28T03:49
By Adele
at 2022-01-28T12:11
at 2022-01-28T12:11
By Lauren
at 2022-01-28T03:49
at 2022-01-28T03:49
By Erin
at 2022-01-28T12:11
at 2022-01-28T12:11
By Queena
at 2022-01-28T03:49
at 2022-01-28T03:49
By Hedwig
at 2022-01-28T12:11
at 2022-01-28T12:11
By Rebecca
at 2022-01-28T03:49
at 2022-01-28T03:49
By John
at 2022-01-28T12:11
at 2022-01-28T12:11
By James
at 2022-01-28T03:49
at 2022-01-28T03:49
By Lydia
at 2022-01-28T12:11
at 2022-01-28T12:11
By Eden
at 2022-01-28T03:49
at 2022-01-28T03:49
By Caroline
at 2022-01-28T12:11
at 2022-01-28T12:11
By Erin
at 2022-01-28T03:49
at 2022-01-28T03:49
By Agatha
at 2022-01-28T12:11
at 2022-01-28T12:11
By Hazel
at 2022-01-28T03:49
at 2022-01-28T03:49
By Margaret
at 2022-01-28T12:11
at 2022-01-28T12:11
By Anonymous
at 2022-01-28T03:49
at 2022-01-28T03:49
By Damian
at 2022-01-28T12:11
at 2022-01-28T12:11
By Catherine
at 2022-01-28T03:49
at 2022-01-28T03:49
By Elvira
at 2022-01-28T12:11
at 2022-01-28T12:11
By Tom
at 2022-01-28T03:49
at 2022-01-28T03:49
By Eartha
at 2022-01-28T12:11
at 2022-01-28T12:11
By Audriana
at 2022-01-28T03:49
at 2022-01-28T03:49
By Odelette
at 2022-01-28T12:11
at 2022-01-28T12:11
By Tracy
at 2022-01-28T03:49
at 2022-01-28T03:49
By Kyle
at 2022-01-28T12:11
at 2022-01-28T12:11
By Rae
at 2022-01-28T03:49
at 2022-01-28T03:49
By Queena
at 2022-01-28T12:11
at 2022-01-28T12:11
By Michael
at 2022-01-28T03:49
at 2022-01-28T03:49
By Agnes
at 2022-01-28T12:11
at 2022-01-28T12:11
By Quanna
at 2022-01-28T03:49
at 2022-01-28T03:49
By James
at 2022-01-28T12:11
at 2022-01-28T12:11
By Gilbert
at 2022-01-28T03:49
at 2022-01-28T03:49
By Tracy
at 2022-01-28T00:57
at 2022-01-28T00:57
By Oscar
at 2022-01-28T09:20
at 2022-01-28T09:20
By Joseph
at 2022-01-28T03:49
at 2022-01-28T03:49
By Rae
at 2022-01-28T12:11
at 2022-01-28T12:11
By Andrew
at 2022-01-28T03:49
at 2022-01-28T03:49
By Callum
at 2022-01-28T12:11
at 2022-01-28T12:11
By Yedda
at 2022-01-28T03:49
at 2022-01-28T03:49
By Edward Lewis
at 2022-01-28T12:11
at 2022-01-28T12:11
By Susan
at 2022-01-28T03:49
at 2022-01-28T03:49
By Kama
at 2022-01-28T12:11
at 2022-01-28T12:11
By Elma
at 2022-01-28T03:49
at 2022-01-28T03:49
By Ina
at 2022-01-28T12:11
at 2022-01-28T12:11
By Ivy
at 2022-01-28T03:49
at 2022-01-28T03:49
By Kama
at 2022-01-28T12:11
at 2022-01-28T12:11
By Joe
at 2022-01-28T03:49
at 2022-01-28T03:49
By David
at 2022-01-28T12:11
at 2022-01-28T12:11
By Audriana
at 2022-01-28T03:49
at 2022-01-28T03:49
By Ina
at 2022-01-28T12:11
at 2022-01-28T12:11
By Zenobia
at 2022-01-28T03:49
at 2022-01-28T03:49
By Anonymous
at 2022-01-28T12:11
at 2022-01-28T12:11
By Yuri
at 2022-01-28T03:49
at 2022-01-28T03:49
By Margaret
at 2022-01-28T12:11
at 2022-01-28T12:11
By Agnes
at 2022-01-28T03:49
at 2022-01-28T03:49
By Elizabeth
at 2022-01-28T12:11
at 2022-01-28T12:11
By Andy
at 2022-01-28T03:49
at 2022-01-28T03:49
By Megan
at 2022-01-28T12:11
at 2022-01-28T12:11
By Jessica
at 2022-01-28T03:49
at 2022-01-28T03:49
By Sierra Rose
at 2022-01-28T12:11
at 2022-01-28T12:11
By Rosalind
at 2022-01-28T03:49
at 2022-01-28T03:49
By Quintina
at 2022-01-28T12:11
at 2022-01-28T12:11
By Delia
at 2022-01-28T03:49
at 2022-01-28T03:49
By Una
at 2022-01-28T12:11
at 2022-01-28T12:11
By Joseph
at 2022-01-28T03:49
at 2022-01-28T03:49
By Odelette
at 2022-01-28T12:11
at 2022-01-28T12:11
By Isabella
at 2022-01-28T03:49
at 2022-01-28T03:49
By John
at 2022-01-28T12:11
at 2022-01-28T12:11
By Lydia
at 2022-01-28T03:49
at 2022-01-28T03:49
By Bennie
at 2022-01-28T12:11
at 2022-01-28T12:11
By Skylar DavisLinda
at 2022-01-28T03:49
at 2022-01-28T03:49
By Xanthe
at 2022-01-28T12:11
at 2022-01-28T12:11
By Lydia
at 2022-01-28T03:49
at 2022-01-28T03:49
By Aaliyah
at 2022-01-28T12:11
at 2022-01-28T12:11
By Enid
at 2022-01-28T03:49
at 2022-01-28T03:49
By Kristin
at 2022-01-28T12:11
at 2022-01-28T12:11
By Enid
at 2022-01-28T03:49
at 2022-01-28T03:49
By Blanche
at 2022-01-28T12:11
at 2022-01-28T12:11
By Rosalind
at 2022-01-28T03:49
at 2022-01-28T03:49
By Oscar
at 2022-01-28T12:11
at 2022-01-28T12:11
By Faithe
at 2022-01-28T03:49
at 2022-01-28T03:49
By Rebecca
at 2022-01-28T12:11
at 2022-01-28T12:11
By Skylar DavisLinda
at 2022-01-28T03:49
at 2022-01-28T03:49
By Skylar DavisLinda
at 2022-01-28T12:11
at 2022-01-28T12:11
By Quintina
at 2022-01-28T03:49
at 2022-01-28T03:49
By Sarah
at 2022-01-28T12:11
at 2022-01-28T12:11
By Valerie
at 2022-01-28T03:49
at 2022-01-28T03:49
By Hedy
at 2022-01-28T12:11
at 2022-01-28T12:11
By Robert
at 2022-01-28T03:49
at 2022-01-28T03:49
By Delia
at 2022-01-28T12:11
at 2022-01-28T12:11
By Agnes
at 2022-01-28T03:49
at 2022-01-28T03:49
By Eden
at 2022-01-28T12:11
at 2022-01-28T12:11
By Puput
at 2022-01-28T03:49
at 2022-01-28T03:49
By Madame
at 2022-01-28T12:11
at 2022-01-28T12:11
By Liam
at 2022-01-28T03:49
at 2022-01-28T03:49
By Leila
at 2022-01-28T12:11
at 2022-01-28T12:11
By Quintina
at 2022-01-28T03:49
at 2022-01-28T03:49
By Valerie
at 2022-01-28T12:11
at 2022-01-28T12:11
By Kelly
at 2022-01-28T03:49
at 2022-01-28T03:49
By Kyle
at 2022-01-28T12:11
at 2022-01-28T12:11
By Mason
at 2022-01-28T03:49
at 2022-01-28T03:49
By Liam
at 2022-01-28T12:11
at 2022-01-28T12:11
By Edith
at 2022-01-28T03:49
at 2022-01-28T03:49
By Mason
at 2022-01-28T12:11
at 2022-01-28T12:11
By Lauren
at 2022-01-28T03:49
at 2022-01-28T03:49
By Rebecca
at 2022-01-28T12:11
at 2022-01-28T12:11
By Susan
at 2022-01-28T03:49
at 2022-01-28T03:49
By Daniel
at 2022-01-28T12:11
at 2022-01-28T12:11
By Edith
at 2022-01-28T03:49
at 2022-01-28T03:49
By Ivy
at 2022-01-28T12:11
at 2022-01-28T12:11
By Kama
at 2022-01-28T03:49
at 2022-01-28T03:49
By Madame
at 2022-01-28T12:11
at 2022-01-28T12:11
By Jake
at 2022-01-28T03:49
at 2022-01-28T03:49
By Rachel
at 2022-01-28T12:11
at 2022-01-28T12:11
By Madame
at 2022-01-28T03:49
at 2022-01-28T03:49
By Doris
at 2022-01-28T12:11
at 2022-01-28T12:11
By Quanna
at 2022-01-28T03:49
at 2022-01-28T03:49
By Ula
at 2022-01-28T12:11
at 2022-01-28T12:11
By Lauren
at 2022-01-28T03:49
at 2022-01-28T03:49
By Mason
at 2022-01-28T12:11
at 2022-01-28T12:11
By Jessica
at 2022-01-28T03:49
at 2022-01-28T03:49
By Joseph
at 2022-01-28T12:11
at 2022-01-28T12:11
By Megan
at 2022-01-28T03:49
at 2022-01-28T03:49
By Dorothy
at 2022-01-28T12:11
at 2022-01-28T12:11
By Necoo
at 2022-01-28T03:49
at 2022-01-28T03:49
By Agnes
at 2022-01-28T12:11
at 2022-01-28T12:11
By Anonymous
at 2022-01-28T03:49
at 2022-01-28T03:49
By Rebecca
at 2022-01-28T12:11
at 2022-01-28T12:11
By Gary
at 2022-01-28T03:49
at 2022-01-28T03:49
By Delia
at 2022-01-28T12:11
at 2022-01-28T12:11
By Zora
at 2022-01-28T03:49
at 2022-01-28T03:49
By Audriana
at 2022-01-28T12:11
at 2022-01-28T12:11
By Hedy
at 2022-01-28T03:49
at 2022-01-28T03:49
By Ursula
at 2022-01-28T12:11
at 2022-01-28T12:11
By Zora
at 2022-01-28T03:49
at 2022-01-28T03:49
By Tristan Cohan
at 2022-01-28T12:11
at 2022-01-28T12:11
By Jacky
at 2022-01-28T03:49
at 2022-01-28T03:49
By Tracy
at 2022-01-28T12:11
at 2022-01-28T12:11
By Frederica
at 2022-01-28T03:49
at 2022-01-28T03:49
By Joe
at 2022-01-28T12:11
at 2022-01-28T12:11
By Franklin
at 2022-01-28T03:49
at 2022-01-28T03:49
By Yedda
at 2022-01-28T12:11
at 2022-01-28T12:11
By Frederica
at 2022-01-28T03:49
at 2022-01-28T03:49
By Liam
at 2022-01-28T12:11
at 2022-01-28T12:11
By Bennie
at 2022-01-28T03:49
at 2022-01-28T03:49
By Margaret
at 2022-01-28T12:11
at 2022-01-28T12:11
By Sierra Rose
at 2022-01-28T03:49
at 2022-01-28T03:49
By Agatha
at 2022-01-28T12:11
at 2022-01-28T12:11
By Isla
at 2022-01-28T03:49
at 2022-01-28T03:49
By Hazel
at 2022-01-28T12:11
at 2022-01-28T12:11
By Olivia
at 2022-01-28T03:49
at 2022-01-28T03:49
By Lydia
at 2022-01-28T12:11
at 2022-01-28T12:11
By Anonymous
at 2022-01-28T03:49
at 2022-01-28T03:49
By Zora
at 2022-01-28T12:11
at 2022-01-28T12:11
By Dorothy
at 2022-01-28T03:49
at 2022-01-28T03:49
By Hedda
at 2022-01-28T12:11
at 2022-01-28T12:11
By Blanche
at 2022-01-28T03:49
at 2022-01-28T03:49
By Regina
at 2022-01-28T12:11
at 2022-01-28T12:11
By Heather
at 2022-01-28T03:49
at 2022-01-28T03:49
By Wallis
at 2022-01-28T12:11
at 2022-01-28T12:11
By Oscar
at 2022-01-28T03:49
at 2022-01-28T03:49
By Elizabeth
at 2022-01-28T12:11
at 2022-01-28T12:11
By Elma
at 2022-01-28T03:49
at 2022-01-28T03:49
By Isla
at 2022-01-28T12:11
at 2022-01-28T12:11
Related Posts
房市 v.s. 薪水
By Poppy
at 2022-01-20T13:22
at 2022-01-20T13:22
AMT iTeam vs 現職台塑工程師
By William
at 2022-01-20T13:12
at 2022-01-20T13:12
一直不懂為什麼外商可以給比較高的錢
By Lauren
at 2022-01-20T12:38
at 2022-01-20T12:38
中國半導體公司非法來台不到1年就解散
By Selena
at 2022-01-20T08:42
at 2022-01-20T08:42
新人價最高的公司
By Annie
at 2022-01-19T22:58
at 2022-01-19T22:58