星韓眼中 台灣故事的名字叫「失敗」 - 工程師

CREDIT SUISSE 瑞士信貸 http://0rz.tw/mgSrT P55 2013 / 10


Global household wealth Report




Taiwan , Asian Tiger
台灣 亞洲老虎





Taiwan is a prime example of a successful Asian Tiger economy
台灣是一個成功的亞洲老虎經濟體的代表性典範



Its average wealth is USD 151,800,
成人平均財富為15萬1800美元


well above the level of even the most successful developing and transition
countries,
遠遠高於 最成功的開發中國家 和 轉型國家


and close to some countries in Western Europe.
財富水平接近一些西歐國家




Wealth rose from USD 107,000 in the year 2000 to USD 167,900 in 2010,
財富由2000年的10萬7000美元 2010年上升到16萬7900美元


with no decline during the global financial crisis of 2007-09
在2007-2009的全球金融危機 沒有減少


Currency depreciation caused a 12% drop in wealth in USD in 2011,
2011年台幣貶值 導致美元計價 財富 下降12%



but wealth stayed level in domestic currency terms and has since edged
upwards again.
但是財富以台幣計價仍維持水準 此後財富再次繼續穩步上升




Over the entire period 2000-13,
在2000 - 2013年期間


wealth per adult grew by 2.7% per annum using current USD
每成人財富 以現價美元計價 每年成長2.7%


and by 4.3% per year using constant exchange rates.
以不變匯率計價 每年成長4.3%


Reflecting a high saving rate and well-developed financial institutions,
高儲蓄率 與 發展完善的金融機構


the composition of household wealth is skewed towards financial assets,
家戶財富的組成 更傾向金融資產


which comprise 64% of gross assets.
金融資產 組成了 64% 毛資產


Debt is modest, equaling just 14% of total assets.
債務適中不算太高 只相當於14% 的總資產




Relative to the rest of the world,
相對於世界其他國家

wealth distribution in Taiwan is skewed towards the high end,
台灣的財富偏高


with less than a quarter of the adult population having wealth below
USD 10,000
< 1/4 的台灣成人 財富 < 1萬美元

compared to 69% in that bottom range for the world as a whole.
全世界有69%的成人 財富 < 1萬美元




Almost a third of adults in Taiwan have net worth over USD 100,000,
幾乎1/3台灣的成人 擁有的淨資產 > 10萬美元

which is four times greater than the worldwide average of 8%.
比世界平均的8% 高出4倍


The large number of Taiwanese with high wealth reflects high average wealth
rather than high wealth inequality:
廣大數量的台灣人擁有高財富 反映出台灣又富又均 而非高度財富不均



the Gini coefficient of 74% lies in the moderate range for wealth holdings.
財富吉尼係數74% 反映出 財富的分配落在適中的區間






Country summary 2013 國家概要 台灣


Population 23 million
Adult population 18 million
GDP 26,642 USD per adult
Mean wealth 151,752 USD per adult 成人人均財富
Median wealth 53,336 USD per adult 成人中位數財富
Total wealth 2.8 trillion USD
Dollar millionaires 309 thousand
Top 10% of global wealth holders 7,757 thousand
Top 1% of global wealth holders 457 thousand
Quality of wealth data ★★★★ satisfactory








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