現在大家會自提繳6%嗎? - 工程師
By Erin
at 2018-09-01T09:48
at 2018-09-01T09:48
Table of Contents
跟保險一樣的概念 自己存 以後自己領 這個部分 免稅
跟保險的差別 儲蓄險 可能6年、10年、20年 讓你領回
這個 要等妳退休 才可以領回
是只有我覺得這個很虧嗎?
貨幣貶值很嚴重
現在假設你每個月自提3千,儲蓄險6年後領回 可能還不會感覺到貶值差異
但是 你去問長輩 20年、30年前的3千 可以買什麼?
以前 我小學的時候(對 我是大叔) 電視新聞常常在講 百萬富翁
沒幾年 後來改講千萬富翁
現在千萬 也沒什麼 在台北連房子都買不起
由這個親身體驗 就知道 貨幣貶值多嚴重
所以 我從不買儲蓄險,也不自提6%
※ 引述《howareyounow (please)》之銘言:
: 有些底薪高
: 自提很可觀的 也許有破萬的
: 大家會自提嗎
: 聽政府說 是個人帳戶 至少不會扣掉
: 想說 最後自提沒有多賺到退休金
: 就本金還我就好 就當保本的意外險
: 大家覺得呢
: 還是有可能血本無歸??
: 有沒有專業分析師 debug一下 謝謝
--
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工程師
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