現在房價物價覺得高普初考起薪多少合理 - 薪水
By Andrew
at 2022-04-25T21:24
at 2022-04-25T21:24
Table of Contents
: 以我為例。我高考工作6年多了
: 月薪大概實領5萬3左右
: 可是現在想買房 房價動則要個一千萬起跳(是起跳)
: 每個月要背的房貸。 將近吃掉月薪50%
: 我光是算出來就很吃力。
: 剛房貸就5、60%。 其他部分難道要省吃儉用嗎?
不是啊,你為什麼要看1000萬的房子阿~ 你年收大概75W,買750萬的房子就差不多了阿
用750萬當例子,貸款600W分30年月繳2W1、存優存1W剩下2W2供花用,應該滿輕鬆的吧~
公務員有個好處是每年固定跳俸點,高考每年固定跳一次薪水大概多1K,跳到滿還有年功
俸,怎麼會有人覺得分30年買房這樣繳款不輕鬆還很硬? 每年還有年終沒算進去阿。
這世代就是這麼殘酷沒有爸媽可以靠,不是少年股神,實打實的話只能一步一腳印~
但是你如果是台北市或者新北市市區的公務員當我沒說過這些,這兩個地方沒有爸媽幫忙
基本上很難買得起。
--
: 月薪大概實領5萬3左右
: 可是現在想買房 房價動則要個一千萬起跳(是起跳)
: 每個月要背的房貸。 將近吃掉月薪50%
: 我光是算出來就很吃力。
: 剛房貸就5、60%。 其他部分難道要省吃儉用嗎?
不是啊,你為什麼要看1000萬的房子阿~ 你年收大概75W,買750萬的房子就差不多了阿
用750萬當例子,貸款600W分30年月繳2W1、存優存1W剩下2W2供花用,應該滿輕鬆的吧~
公務員有個好處是每年固定跳俸點,高考每年固定跳一次薪水大概多1K,跳到滿還有年功
俸,怎麼會有人覺得分30年買房這樣繳款不輕鬆還很硬? 每年還有年終沒算進去阿。
這世代就是這麼殘酷沒有爸媽可以靠,不是少年股神,實打實的話只能一步一腳印~
但是你如果是台北市或者新北市市區的公務員當我沒說過這些,這兩個地方沒有爸媽幫忙
基本上很難買得起。
--
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