矽谷年薪12萬鎂vs夫妻年薪300萬台幣 - 薪水

By Megan
at 2018-09-28T21:34
at 2018-09-28T21:34
Table of Contents
前面50萬的美國夢恕刪,
12萬達不到那樣沒錯但絕對不用年收50萬,
這裡只先討論12萬的case
: 12萬收入在矽谷能過的生活大概是這樣
: 租一個兩房公寓,通勤時間一小時,加上塞車單程要90分鐘
這是租房子的優勢啊,灣區不大,不管在哪工作我想都有辦法找到學區ok也不會離公司太遠的apartment,想省錢花個3200應該還可以找到舊一點的,或是多花幾百塊租個新一點的apartment,算$3500,住的環境不覺得是降級
: 兩台二手車,因為這裡沒車不用出門
這裡車比較便宜,為何是非要2手呢?短期想省還可以lease,想過好一點就lease 2B1A 多加一兩百,一樣不覺得是降級,算$600兩台車(其實我覺得因爲車不貴所以開好一點的車沒什麼優越感)
: day care 負擔不起
這在台灣也差不多,小孩總是要人帶,在台灣老婆要上班那就是父母幫忙或是也是要送安親班,還是有成本啊,這裡預設老婆帶那就不算花費,而且媽媽自己帶好處多多。
: 也不用送小孩學才藝了,自己教吧
: 大學基金有點難,只好讓小孩辦學貸了
這些都有點遠了,如果到了要為小孩大學打算了還12萬沒成長那真的是要考慮。
: 奢侈品大概買不起,老婆只能買MK包
(我是看到這段才想回)年收300應該有幾個好包了,MK/Coach怎麼看得上眼,這裡可能是「台灣帶來的名牌包繼續用」
: 歐洲旅行不用想,在美國國內度假吧
其實剛來的時候美國是真會覺得滿好玩的,那時候要出國應該是台灣最好玩,在美國到處玩也是不同的體驗啊(當然三年後能開車的地方都玩遍了感覺就不一樣了)
: 你可以當作這種生活是移民美國要付出的代價
: 只是一時的,未來升職加薪,生活會好過很多
同意這是一時的,收入會變多,如果真得只考慮12萬
就上面的花費是$4100奢侈版房子+車子,12萬的話扣401K跟各種我沒算到的費用,每個月算是有$6000所以有$1900可以自由運用。
這樣算只是想說12萬在灣區生活其實沒很糟,跟台灣比有好有壞,物質生活不會是犧牲。
加上小孩教育可能有點緊,小時候媽媽自己帶有自己帶的(很多)優點,還有各種戶外活動跟公園/play ground,
: 那麼就要計算一下
: 你的專業的職涯終點是如何?
: 你願意過這種生活多久?
: 你願意犧牲多少,換來在美國的生活?
總體來說「這種生活」也不是很糟的生活,台幣300萬在台灣也不是可以一直揮霍的程度,就是各方面跟台灣都不太一樣,原Po可以想想哪種對大家都好(你跟太太的career/小孩教育/家人?)還有綠卡/簽證的問題,但無論如何這薪水不會太糟就是
--
12萬達不到那樣沒錯但絕對不用年收50萬,
這裡只先討論12萬的case
: 12萬收入在矽谷能過的生活大概是這樣
: 租一個兩房公寓,通勤時間一小時,加上塞車單程要90分鐘
這是租房子的優勢啊,灣區不大,不管在哪工作我想都有辦法找到學區ok也不會離公司太遠的apartment,想省錢花個3200應該還可以找到舊一點的,或是多花幾百塊租個新一點的apartment,算$3500,住的環境不覺得是降級
: 兩台二手車,因為這裡沒車不用出門
這裡車比較便宜,為何是非要2手呢?短期想省還可以lease,想過好一點就lease 2B1A 多加一兩百,一樣不覺得是降級,算$600兩台車(其實我覺得因爲車不貴所以開好一點的車沒什麼優越感)
: day care 負擔不起
這在台灣也差不多,小孩總是要人帶,在台灣老婆要上班那就是父母幫忙或是也是要送安親班,還是有成本啊,這裡預設老婆帶那就不算花費,而且媽媽自己帶好處多多。
: 也不用送小孩學才藝了,自己教吧
: 大學基金有點難,只好讓小孩辦學貸了
這些都有點遠了,如果到了要為小孩大學打算了還12萬沒成長那真的是要考慮。
: 奢侈品大概買不起,老婆只能買MK包
(我是看到這段才想回)年收300應該有幾個好包了,MK/Coach怎麼看得上眼,這裡可能是「台灣帶來的名牌包繼續用」
: 歐洲旅行不用想,在美國國內度假吧
其實剛來的時候美國是真會覺得滿好玩的,那時候要出國應該是台灣最好玩,在美國到處玩也是不同的體驗啊(當然三年後能開車的地方都玩遍了感覺就不一樣了)
: 你可以當作這種生活是移民美國要付出的代價
: 只是一時的,未來升職加薪,生活會好過很多
同意這是一時的,收入會變多,如果真得只考慮12萬
就上面的花費是$4100奢侈版房子+車子,12萬的話扣401K跟各種我沒算到的費用,每個月算是有$6000所以有$1900可以自由運用。
這樣算只是想說12萬在灣區生活其實沒很糟,跟台灣比有好有壞,物質生活不會是犧牲。
加上小孩教育可能有點緊,小時候媽媽自己帶有自己帶的(很多)優點,還有各種戶外活動跟公園/play ground,
: 那麼就要計算一下
: 你的專業的職涯終點是如何?
: 你願意過這種生活多久?
: 你願意犧牲多少,換來在美國的生活?
總體來說「這種生活」也不是很糟的生活,台幣300萬在台灣也不是可以一直揮霍的程度,就是各方面跟台灣都不太一樣,原Po可以想想哪種對大家都好(你跟太太的career/小孩教育/家人?)還有綠卡/簽證的問題,但無論如何這薪水不會太糟就是
--
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