紐約offer請益 - offer
By Caroline
at 2021-09-20T23:49
at 2021-09-20T23:49
Table of Contents
紐約物價如何不清楚,以我德州的案例為例先說明我的概況。
目前年薪11萬左右,小孩還很小,一個月大概花一千左右在小孩的玩具跟用品,其他沒什
麼特別開銷,買個四房的房子正要開始繳房貸,平常就去市區吃吃喝喝逛逛博物館,小孩
還小不適合長途跋涉,目前沒有其他的大開銷,Roth IRA存滿一年一萬二,再扣掉稅和保
險一年大概存一兩萬。
想要過怎樣的生活會決定你的薪水夠不夠用,我看到朋友雙薪領個二三十萬的送小孩上蒙
特梭利幼稚園,一個月要一千出頭,國高中上以色列學校,一年要三萬左右,我研究了發
現這些教育環境真的對小孩不錯,但是看看自己的房貸和存款,發現如果不想這些就可以
繼續過現在這種寬裕的生活,但小孩長大會不會後悔不曉得,所以還在思考究竟要不要送
私立學校。
整體而言我覺得我的薪水在德州要過一般人的生活綽綽有餘,但我想能出國的在台灣也都
是菁英,很可能不會甘心於只是過一般人的生活,會想住漂亮一點的房子靠近好一點的學
區,買一些比較好的東西,吃得貴一點,這都是人之常情,這點如果能先有心理調適,在
這個環境你還是要有一些取捨,來這邊才不會心裡過得不舒服。
--
目前年薪11萬左右,小孩還很小,一個月大概花一千左右在小孩的玩具跟用品,其他沒什
麼特別開銷,買個四房的房子正要開始繳房貸,平常就去市區吃吃喝喝逛逛博物館,小孩
還小不適合長途跋涉,目前沒有其他的大開銷,Roth IRA存滿一年一萬二,再扣掉稅和保
險一年大概存一兩萬。
想要過怎樣的生活會決定你的薪水夠不夠用,我看到朋友雙薪領個二三十萬的送小孩上蒙
特梭利幼稚園,一個月要一千出頭,國高中上以色列學校,一年要三萬左右,我研究了發
現這些教育環境真的對小孩不錯,但是看看自己的房貸和存款,發現如果不想這些就可以
繼續過現在這種寬裕的生活,但小孩長大會不會後悔不曉得,所以還在思考究竟要不要送
私立學校。
整體而言我覺得我的薪水在德州要過一般人的生活綽綽有餘,但我想能出國的在台灣也都
是菁英,很可能不會甘心於只是過一般人的生活,會想住漂亮一點的房子靠近好一點的學
區,買一些比較好的東西,吃得貴一點,這都是人之常情,這點如果能先有心理調適,在
這個環境你還是要有一些取捨,來這邊才不會心裡過得不舒服。
--
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