臨櫃存款2天後銀行來電稱少給2萬!國小女師氣憤被冤枉 - 金融業討論

By George
at 2020-08-18T20:58
at 2020-08-18T20:58
Table of Contents
※ [本文轉錄自 Gossiping 看板 #1VExsWeM ]
作者: TeacherLin (林老師) 看板: Gossiping
標題: [新聞] 臨櫃存款2天後銀行來電稱少給2萬!國小女師氣憤被冤枉
時間: Tue Aug 18 19:38:06 2020
備註請放最後面 違者新聞文章刪除
1.媒體來源:
自由時報
2.記者署名:
記者花孟璟/花蓮報導
3.完整新聞標題:
臨櫃存款2天後銀行來電稱少給2萬!國小女師氣憤被冤枉
4.完整新聞內文:
花蓮一名林姓國小女老師上週五到花蓮合作金庫銀行臨櫃存款及繳交卡費,共拿出3萬
4000元給銀行櫃員,銀行也收訖並刷簿子、給出繳款證明聯,但本週一林女卻接到銀行來
電。林女說,「行員劈頭就說她少給2萬元」,甚至還說「要請警察來看監視器」,令她
感覺受威脅。為此林女今到銀行查看監視錄影畫面,確認「當場點鈔機有點鈔」。林女說
,被行員指控「少給」,讓她連續好幾天都沒睡好,人格受辱!
合庫北花蓮分行經理吳綉梅今受訪時,強調「一開始就沒打算跟老師索討2萬」。吳綉梅
說,事後查看監視錄影畫面模糊,對於造成老師困擾及感覺「人格受損」,已經向她表達
歉意,至於款項銀行方面會自行吸收。
某銀行北部高姓經理說,通常依照銀行的標準程序,客戶來存款,當場櫃員就要把錢放入
點鈔機點鈔,並讓顧客一起看點鈔過程,雙方同時確認金額無誤後才進行存款的程序,以
避免糾紛;如事後才向客戶反映,銀行就要負舉證責任,若銀行無法舉證「對方只給2000
元、少給2萬元」,通常就得自行吸收。他也說,銀行櫃台行員工作風險高,建議和客戶
多做一次確認,才能自保。
52歲林姓女老師今天到銀行為自己討公道,還出示個人存摺最後一筆簿登存款是2萬2000
元、以及信用卡收款證明聯1萬1274元。
林女說,她上週五先到市農會ATM領錢,因ATM現金提款有上限,因此第1次領現金2萬元、
第2次1萬6000元,2次都把現金對折放進皮包;接著下午2點10分左右抵達合庫,將預備給
合庫的34000元款項分兩次給,第1次給2萬元、第2次給1萬4000元,共3萬4000元,其中房
貸扣款帳戶匯入2萬2000元,1萬2000元也獲得銀行找726元。
林女說,因為她身高比較矮,站在櫃台前只看到行員的頭,也不清楚有無現場點鈔,但當
場銀行刷簿子已確認匯入2萬2000元,也給她1萬1274元的信用卡繳款證明聯。
林女說,昨天早上10點多接到銀行行員來電,「行員劈頭就說她少給2萬元」,她反駁「
怎麼可能?她當場已經給足額,明明給3萬4000元」!林女說,昨天銀行打了3通電話都在
強調她少給錢,還說「監視器有看到她少給」,且因為「監視器解析度可能不夠,要交給
警察來看到底她給多少錢」,令她感覺被銀行威脅。
林女認為自己沒有錯,今天下午到合庫北花蓮分行理論,要求看當時的監視錄影機畫面,
經理吳綉梅給林女看監視器畫面,監視器有櫃台內往外拍的客戶正面角度、以及櫃台外拍
的林女側面2個角度。林女看到「當場確實有用點鈔機點鈔」,質疑既然有當場點鈔,為
什麼行員當場沒有反應,事後才在質疑客戶少給?林女說,銀行不能這樣冤枉客戶,認為
銀行太誇張。
經理吳綉梅說,事後行員說「把2萬2000元少看1個0,看成2200元,才會沒有當場反應」
。她說,林女是長期客戶,發生這樣遺憾的事件「一開始就沒打算跟客戶收錢」,請老師
來的用意是希望「用同理心的立場」,因側面的錄影畫面,承辦行員疑慮老師沒有給足額
,然而畫面確實模糊。她強調,會加強行員的教育訓練,這筆金額會由銀行吸收。
https://i.imgur.com/66R7xFr.png
國小女老師上週五到合庫北花蓮分行匯款2萬2000元,銀行當場有點鈔並刷簿子確認,2天
後卻說女老師少給2萬,讓女老師相當生氣。(記者花孟璟攝)
https://i.imgur.com/NgVNdUt.png
林女說,她到合庫前先去市農會ATM領錢,由於有提款上限,因此分兩次領款,分別是2萬
元、1萬6000元兩疊錢當場對折放進皮包,到合庫第一次是給整數2萬,第二次把第2疊錢
抽出2張,給合庫行員1萬4000元,強調有給足額,況且活儲戶是房貸扣款帳戶,不可能沒
有給足額。(記者花孟璟攝)
https://i.imgur.com/2UPitBM.png
合庫當場給林女信用卡繳款證明。(記者花孟璟攝)
https://i.imgur.com/3Yr5aKr.png
合庫北花蓮分行經理吳綉梅(右)向林女(左)表達歉意。(記者花孟璟攝)
5.完整新聞連結 (或短網址):
https://news.ltn.com.tw/news/life/breakingnews/3264192
6.備註:
想不到連公股銀行都會發生這種事 不過大家覺得那兩萬跑到哪裡去了?
--
作者: TeacherLin (林老師) 看板: Gossiping
標題: [新聞] 臨櫃存款2天後銀行來電稱少給2萬!國小女師氣憤被冤枉
時間: Tue Aug 18 19:38:06 2020
備註請放最後面 違者新聞文章刪除
1.媒體來源:
自由時報
2.記者署名:
記者花孟璟/花蓮報導
3.完整新聞標題:
臨櫃存款2天後銀行來電稱少給2萬!國小女師氣憤被冤枉
4.完整新聞內文:
花蓮一名林姓國小女老師上週五到花蓮合作金庫銀行臨櫃存款及繳交卡費,共拿出3萬
4000元給銀行櫃員,銀行也收訖並刷簿子、給出繳款證明聯,但本週一林女卻接到銀行來
電。林女說,「行員劈頭就說她少給2萬元」,甚至還說「要請警察來看監視器」,令她
感覺受威脅。為此林女今到銀行查看監視錄影畫面,確認「當場點鈔機有點鈔」。林女說
,被行員指控「少給」,讓她連續好幾天都沒睡好,人格受辱!
合庫北花蓮分行經理吳綉梅今受訪時,強調「一開始就沒打算跟老師索討2萬」。吳綉梅
說,事後查看監視錄影畫面模糊,對於造成老師困擾及感覺「人格受損」,已經向她表達
歉意,至於款項銀行方面會自行吸收。
某銀行北部高姓經理說,通常依照銀行的標準程序,客戶來存款,當場櫃員就要把錢放入
點鈔機點鈔,並讓顧客一起看點鈔過程,雙方同時確認金額無誤後才進行存款的程序,以
避免糾紛;如事後才向客戶反映,銀行就要負舉證責任,若銀行無法舉證「對方只給2000
元、少給2萬元」,通常就得自行吸收。他也說,銀行櫃台行員工作風險高,建議和客戶
多做一次確認,才能自保。
52歲林姓女老師今天到銀行為自己討公道,還出示個人存摺最後一筆簿登存款是2萬2000
元、以及信用卡收款證明聯1萬1274元。
林女說,她上週五先到市農會ATM領錢,因ATM現金提款有上限,因此第1次領現金2萬元、
第2次1萬6000元,2次都把現金對折放進皮包;接著下午2點10分左右抵達合庫,將預備給
合庫的34000元款項分兩次給,第1次給2萬元、第2次給1萬4000元,共3萬4000元,其中房
貸扣款帳戶匯入2萬2000元,1萬2000元也獲得銀行找726元。
林女說,因為她身高比較矮,站在櫃台前只看到行員的頭,也不清楚有無現場點鈔,但當
場銀行刷簿子已確認匯入2萬2000元,也給她1萬1274元的信用卡繳款證明聯。
林女說,昨天早上10點多接到銀行行員來電,「行員劈頭就說她少給2萬元」,她反駁「
怎麼可能?她當場已經給足額,明明給3萬4000元」!林女說,昨天銀行打了3通電話都在
強調她少給錢,還說「監視器有看到她少給」,且因為「監視器解析度可能不夠,要交給
警察來看到底她給多少錢」,令她感覺被銀行威脅。
林女認為自己沒有錯,今天下午到合庫北花蓮分行理論,要求看當時的監視錄影機畫面,
經理吳綉梅給林女看監視器畫面,監視器有櫃台內往外拍的客戶正面角度、以及櫃台外拍
的林女側面2個角度。林女看到「當場確實有用點鈔機點鈔」,質疑既然有當場點鈔,為
什麼行員當場沒有反應,事後才在質疑客戶少給?林女說,銀行不能這樣冤枉客戶,認為
銀行太誇張。
經理吳綉梅說,事後行員說「把2萬2000元少看1個0,看成2200元,才會沒有當場反應」
。她說,林女是長期客戶,發生這樣遺憾的事件「一開始就沒打算跟客戶收錢」,請老師
來的用意是希望「用同理心的立場」,因側面的錄影畫面,承辦行員疑慮老師沒有給足額
,然而畫面確實模糊。她強調,會加強行員的教育訓練,這筆金額會由銀行吸收。
https://i.imgur.com/66R7xFr.png

後卻說女老師少給2萬,讓女老師相當生氣。(記者花孟璟攝)
https://i.imgur.com/NgVNdUt.png

元、1萬6000元兩疊錢當場對折放進皮包,到合庫第一次是給整數2萬,第二次把第2疊錢
抽出2張,給合庫行員1萬4000元,強調有給足額,況且活儲戶是房貸扣款帳戶,不可能沒
有給足額。(記者花孟璟攝)
https://i.imgur.com/2UPitBM.png

https://i.imgur.com/3Yr5aKr.png

5.完整新聞連結 (或短網址):
https://news.ltn.com.tw/news/life/breakingnews/3264192
6.備註:
想不到連公股銀行都會發生這種事 不過大家覺得那兩萬跑到哪裡去了?
--
Tags:
金融業
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By Bethany
at 2020-12-20T06:27
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By John
at 2020-12-21T12:03
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By Candice
at 2020-12-22T17:40
at 2020-12-22T17:40

By Annie
at 2020-12-23T23:17
at 2020-12-23T23:17

By Jacob
at 2020-12-25T04:54
at 2020-12-25T04:54

By Iris
at 2020-12-26T10:31
at 2020-12-26T10:31

By Suhail Hany
at 2020-12-27T16:08
at 2020-12-27T16:08

By Yedda
at 2020-12-28T21:45
at 2020-12-28T21:45

By Connor
at 2020-12-30T03:22
at 2020-12-30T03:22

By Leila
at 2020-12-31T08:59
at 2020-12-31T08:59

By Enid
at 2021-01-01T14:35
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at 2021-01-02T20:12
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By Charlie
at 2021-01-04T01:49
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By Edward Lewis
at 2021-01-05T07:26
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By Regina
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By Cara
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By Bennie
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By Steve
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By Harry
at 2021-01-11T11:31
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By Rachel
at 2021-01-12T17:07
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By Lauren
at 2021-01-13T22:44
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By Genevieve
at 2021-01-15T04:21
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By Anthony
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By Kumar
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By Kelly
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By Odelette
at 2021-01-20T02:49
at 2021-01-20T02:49

By Queena
at 2021-01-21T08:26
at 2021-01-21T08:26

By Ina
at 2021-01-22T14:02
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By Dorothy
at 2021-01-23T19:39
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at 2021-01-28T18:07

By Mason
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By Puput
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By Necoo
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By William
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By Michael
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By Mary
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By Donna
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at 2020-08-18T09:17
土銀今年(109年)會招考嗎

By George
at 2020-08-17T18:44
at 2020-08-17T18:44
合庫分發

By Olive
at 2020-08-15T01:45
at 2020-08-15T01:45