自住房子借錢 - 海外工作

By Regina
at 2015-07-25T13:17

Table of Contents

請問大家
我想將自住的single house向銀行借錢出來投資
我從來沒有這方面經驗想跟版友搜集一些資訊

房子的價值大約是500K 已經付清無貸款
年收入100K
請問這樣估算能夠借多少錢出來呢？

我查了equity 那應該不是我要的借款方式(equity 似乎都是～三五年這種短期)
我希望能借個15~30年
請問這種借款模式叫什麼名字？
最近的利率又如何呢？

謝謝大家的回答

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Tags: 海外工作

All Comments

By Edith
at 2015-07-27T07:53

可以看reverse mortgage..

By Todd Johnson
at 2015-07-29T19:31

直接去銀行問他們會推薦你適合的商品

By Kelly
at 2015-07-30T07:09

Home equity line of credit

By Hedwig
at 2015-07-30T23:20

或是直接再 refinance (cash out) 也可以

By Xanthe
at 2015-08-04T07:44

就cash out refi鴨
阿沒看到已付清那就沒得refi惹QQ

By Charlie
at 2015-08-06T21:21

reverse mortgage是只給老人的

By Quintina
at 2015-08-09T07:48

付清了就再去拿一個mortgage就好了呀...

By Christine
at 2015-08-10T03:31

付清了還是可以cash out refi吧

By Jessica
at 2015-08-14T18:28

沒事幹嘛付清房貸，記得保umbrella insurance

By Liam
at 2015-08-15T21:30

沒出租或做生意有需要保umbrella insurance嗎?

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at 2015-07-25T06:45

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