談談醫療保險 - 海外工作

這兩天看到一家公司的醫療保險，據說很不錯，放上來供大家參考

首先是員工本人和眷屬的一般醫療保險和牙科保險全由公司負擔

然後有下列兩種可以選擇

PPO

Doctor Visit $10 co-pay
Routine physicals $10 co-pay
Other medical expenses 90% coverage
Hospitalization 90% coverage
Emergency $50 co-pay, 90% coverage for remaining
Prescriptions $10 generic, $20 pereferred, $35 non-preferred

HMO

Doctor visit $10 co-pay covered 100% after co-pay
Routine physicals $10 co-pay covered 100% after co-pay
Other medical expenses 100% coverage
Emergency $50 co-pay covered 100% after co-pay

其他關於out network和deductible 就先不列了

另外若要加保vision
員工本人一個月是$10.63，加上配偶是$17.00，只加小孩是$17.36
全家一起保是$27.99

供參考囉....

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