勞退金自提逾71萬人 首次超過整體人數1成 - 年終

By Selena
at 2020-12-31T07:29
at 2020-12-31T07:29
Table of Contents
勞退金自提逾71萬人 首次超過整體人數1成
https://www.cna.com.tw/news/firstnews/202012290254.aspx
(中央社記者吳欣紜台北29日電)勞工可以在每月工資6%範圍內自願提繳退休金,根據勞
保局統計,10月底自提勞退勞工71萬1183人,較去年新增近10萬人,也是首度達到整體提
繳人數的1成。
勞動部今天舉行例行業務報告,勞工退休金組長楊佳惠表示,依據勞工退休金條例第14條
第3項規定,勞工在每月工資6%範圍內自願提繳退休金,不計入提繳年度薪資所得課稅。
楊佳惠也提到,根據勞保局統計,截至去年底,勞退自提人數為61萬793人,占整體提繳
人數696萬6983人8.77%,而截至今年10月止,勞工自提勞退金人數已達71萬1183人,占整
體提繳人數710萬3658人10.01%,是首度勞工自提勞退金占比達1成。
楊佳惠指出,勞工自提勞退金人數近幾年每年都約新增9萬至10萬人,顯示勞工自提退休
金的意識有漸漸提升,讓人數增加。
楊佳惠提醒,1月正值事業單位申報員工年度綜合所得扣繳憑單期間,提醒事業單位填報
「各類所得扣繳暨免扣繳憑單」時,應將勞工自願提繳退休金金額正確填報於「依勞退條
例自願提繳之金額」欄位,並將給付總額欄位扣除自願提繳金額。
楊佳惠舉例,假設一名勞工109年每月工資總額為新台幣5萬元(提繳工資歸級為5萬600元
),年終獎金2 個月,則109年度薪資所得為70萬元(5萬元X14個月),另勞工每月自願
提繳6%退休金,則109年度扣繳憑單「依勞退條例自願提繳之金額」欄位應填報3萬6432元
(5萬600元X6%X12個月),給付總額欄位應填報66萬3568元(70萬元-3萬6432元)。
楊佳惠提醒,勞工若有個人自願提繳退休金,記得在明年報稅時,再次確認自願提繳金額
是否已自當年度個人所得總額中全額扣除,如未扣除或金額有誤者,請洽事業單位儘速向
各所轄國稅局分局或稽徵所申請更正。(編輯:管中維)
--
英國老人在海關翻找護照,動作很慢找了很久,女海關尖酸的問:你來過法國?
英國老頭說:我只來過一次。女海關更尖酸的問:你來過怎麼不知道提前拿護照?
老頭:我上次來時沒檢查護照。
女海關高聲叫道:不可能!英國佬來法國我們永遠都要檢查護照!
老頭:44年登陸時候,海灘上可一個法國人沒見著...
旁邊德國老頭說:是的,這個我能證明,當時灘頭確實一個法國人都沒有...
--
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年終
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By Connor
at 2021-01-04T14:40
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By Gilbert
at 2021-01-05T13:14
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By Steve
at 2021-01-08T11:29
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By Barb Cronin
at 2021-01-11T22:35
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By Skylar Davis
at 2021-01-14T08:30
at 2021-01-14T08:30
,但有抵稅,大概年繳7萬台可以抵1萬2的稅。

By Kristin
at 2021-01-16T16:29
at 2021-01-16T16:29

By Xanthe
at 2021-01-17T03:28
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By Xanthe
at 2021-01-17T05:27
at 2021-01-17T05:27
不如去買龍頭股配現金。日本是買個股票都要抽稅,只好想
其他方式避。

By Franklin
at 2021-01-19T02:22
at 2021-01-19T02:22

By Bethany
at 2021-01-23T17:11
at 2021-01-23T17:11

By Mary
at 2021-01-27T01:59
at 2021-01-27T01:59

By Ingrid
at 2021-01-29T05:56
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By Jake
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By Linda
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By Andrew
at 2021-02-06T07:33
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By Daniel
at 2021-02-10T00:57
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By Eden
at 2021-02-12T19:59
at 2021-02-12T19:59

By George
at 2021-02-13T07:24
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By Irma
at 2021-02-16T09:49
at 2021-02-16T09:49

By Olivia
at 2021-02-17T16:29
at 2021-02-17T16:29

By Regina
at 2021-02-20T11:22
at 2021-02-20T11:22
的稅金不就要攤好幾年?

By William
at 2021-02-25T03:57
at 2021-02-25T03:57

By Heather
at 2021-03-01T00:21
at 2021-03-01T00:21
退休後所得多半可能是資本利得免稅 反正不會是薪資
20稅率 起跑點就差25% 自己投資要贏也不容易

By Annie
at 2021-03-05T02:10
at 2021-03-05T02:10

By Victoria
at 2021-03-05T18:27
at 2021-03-05T18:27
20%稅率提撥才有明顯優勢啦 5%就不用考慮了

By Selena
at 2021-03-07T13:48
at 2021-03-07T13:48
看稅率和投報率,重點是時間延遲的效應跟風險,60歲太
遙遠了

By Victoria
at 2021-03-11T18:05
at 2021-03-11T18:05

By Audriana
at 2021-03-12T17:13
at 2021-03-12T17:13
能請領機制變難,過世後歸誰? 都很難說

By Callum
at 2021-03-13T18:19
at 2021-03-13T18:19

By Charlie
at 2021-03-18T12:41
at 2021-03-18T12:41

By Zenobia
at 2021-03-19T11:48
at 2021-03-19T11:48

By Mason
at 2021-03-19T14:11
at 2021-03-19T14:11

By Olivia
at 2021-03-20T17:36
at 2021-03-20T17:36

By Tracy
at 2021-03-20T22:02
at 2021-03-20T22:02

By Blanche
at 2021-03-21T22:29
at 2021-03-21T22:29

By Oscar
at 2021-03-26T11:12
at 2021-03-26T11:12

By Ida
at 2021-03-27T18:25
at 2021-03-27T18:25
更不用說"好的"投資 可能三五年就翻過去了

By Mia
at 2021-03-27T23:01
at 2021-03-27T23:01
不會全部錢都拿去投資

By Ida
at 2021-03-30T21:28
at 2021-03-30T21:28

By Elizabeth
at 2021-04-04T17:29
at 2021-04-04T17:29

By Brianna
at 2021-04-09T04:56
at 2021-04-09T04:56

By Lucy
at 2021-04-13T16:08
at 2021-04-13T16:08

By Lauren
at 2021-04-18T07:43
at 2021-04-18T07:43

By Hedy
at 2021-04-18T15:47
at 2021-04-18T15:47

By Rebecca
at 2021-04-20T06:07
at 2021-04-20T06:07
動,跟你說專戶無限期凍結,到時候你就哭不出來

By Agnes
at 2021-04-22T04:02
at 2021-04-22T04:02

By Ina
at 2021-04-26T09:25
at 2021-04-26T09:25
該擔心的是你根本活不到領的那一天

By Ethan
at 2021-04-29T16:15
at 2021-04-29T16:15
產全額給付沒問題,但罩進替代率上限,你勞退金額高政府勞
保就能少給,這種方案軍公教可以,勞工為什麼不行?

By Hedwig
at 2021-05-01T22:23
at 2021-05-01T22:23

By Sarah
at 2021-05-04T09:07
at 2021-05-04T09:07

By Catherine
at 2021-05-08T13:19
at 2021-05-08T13:19

By Iris
at 2021-05-11T20:24
at 2021-05-11T20:24
投資金額 (希望)幾年後還是很有機會翻過去的

By Una
at 2021-05-16T20:16
at 2021-05-16T20:16

By Robert
at 2021-05-17T02:30
at 2021-05-17T02:30

By Emily
at 2021-05-18T06:49
at 2021-05-18T06:49

By John
at 2021-05-22T23:37
at 2021-05-22T23:37

By Frederica
at 2021-05-23T08:09
at 2021-05-23T08:09
吧 呵呵

By Ursula
at 2021-05-25T22:32
at 2021-05-25T22:32

By Robert
at 2021-05-28T08:35
at 2021-05-28T08:35

By Dorothy
at 2021-06-01T22:08
at 2021-06-01T22:08

By Robert
at 2021-06-06T05:52
at 2021-06-06T05:52
勞退當個保障就好,覺得可以無條件信任勞退是否忘記
了你把錢放在誰那?

By Anonymous
at 2021-06-09T13:43
at 2021-06-09T13:43

By Vanessa
at 2021-06-10T04:47
at 2021-06-10T04:47

By Michael
at 2021-06-10T22:36
at 2021-06-10T22:36
勞保倒了 勞退帳戶還是在 那可以算是你個人帳戶

By Edith
at 2021-06-15T21:16
at 2021-06-15T21:16
真的想這樣幹 基本上就是不用選了

By Blanche
at 2021-06-16T12:27
at 2021-06-16T12:27
寧願買網軍來製造輿論的單位 還有人信喔

By Harry
at 2021-06-17T12:44
at 2021-06-17T12:44

By Emma
at 2021-06-21T17:03
at 2021-06-21T17:03
圍認為勞工勞退專戶的錢應該充公

By Callum
at 2021-06-24T20:20
at 2021-06-24T20:20

By Elma
at 2021-06-29T11:29
at 2021-06-29T11:29
十年後再跟你哭夭說下一代很可憐,你們這些有錢老人還好意
思領退休金嗎? 然後就...顆顆

By Dinah
at 2021-06-30T01:21
at 2021-06-30T01:21

By Freda
at 2021-06-30T05:03
at 2021-06-30T05:03

By Harry
at 2021-07-02T22:13
at 2021-07-02T22:13

By Charlotte
at 2021-07-05T13:05
at 2021-07-05T13:05

By Quanna
at 2021-07-06T08:50
at 2021-07-06T08:50

By Jacky
at 2021-07-10T22:54
at 2021-07-10T22:54

By Oliver
at 2021-07-13T22:20
at 2021-07-13T22:20
除非剩沒幾年就退休 不然40%稅率也不該自提啦

By Eden
at 2021-07-17T18:14
at 2021-07-17T18:14
房地產也都可以變政府的 這就是freedls的想法?

By Jacob
at 2021-07-20T02:20
at 2021-07-20T02:20
自由了吧2,活到那時候說不定早已生無可戀要錢幹嘛XD

By Queena
at 2021-07-21T18:21
at 2021-07-21T18:21

By Genevieve
at 2021-07-22T06:24
at 2021-07-22T06:24

By Zenobia
at 2021-07-25T18:37
at 2021-07-25T18:37

By William
at 2021-07-29T17:18
at 2021-07-29T17:18

By Jacky
at 2021-07-31T13:39
at 2021-07-31T13:39
不然誰想自提

By Elvira
at 2021-08-02T10:11
at 2021-08-02T10:11
案 誰信啊

By Iris
at 2021-08-04T07:02
at 2021-08-04T07:02
票很多嗎?軍人也是幾十萬啊,說砍就砍,以前政府答應給
軍人的保障,換了個政黨就砍了,誰敢相信這樣的政府?

By William
at 2021-08-07T05:03
at 2021-08-07T05:03
笑死
以為勞保哦

By Oscar
at 2021-08-10T11:08
at 2021-08-10T11:08
真好!

By Cara
at 2021-08-10T20:38
at 2021-08-10T20:38

By Quintina
at 2021-08-11T17:15
at 2021-08-11T17:15

By Victoria
at 2021-08-12T10:43
at 2021-08-12T10:43
若你沒有違法 政府是不能隨意凍結帳戶

By Quintina
at 2021-08-15T14:34
at 2021-08-15T14:34

By William
at 2021-08-18T03:24
at 2021-08-18T03:24
若直接拿走 政府公務員會犯侵占罪

By Edwina
at 2021-08-22T04:35
at 2021-08-22T04:35

By Cara
at 2021-08-25T12:22
at 2021-08-25T12:22

By Frederic
at 2021-08-28T01:23
at 2021-08-28T01:23
還有人那麼天真喔

By Emma
at 2021-08-31T14:36
at 2021-08-31T14:36
脫褲舞弊了呢? 哪天玩到破產雙手一攤沒錢還,誰曉得XD
我也是希望領得到公司提的6%啦,但都還沒發生就堅信不
會破產的,別人沒領到你會補再來批評吧

By Carol
at 2021-09-01T02:44
at 2021-09-01T02:44
溯及既往原則

By Gilbert
at 2021-09-02T12:14
at 2021-09-02T12:14
人天真成這樣

By Edwina
at 2021-09-06T03:03
at 2021-09-06T03:03

By Odelette
at 2021-09-09T15:44
at 2021-09-09T15:44
在台灣工作的人就這麼相信政府哦 真可笑诶

By Lauren
at 2021-09-13T19:32
at 2021-09-13T19:32

By Daph Bay
at 2021-09-16T09:40
at 2021-09-16T09:40

By Rebecca
at 2021-09-19T03:51
at 2021-09-19T03:51
所有存款充公呢

By Hedda
at 2021-09-21T20:51
at 2021-09-21T20:51
嗎

By Michael
at 2021-09-23T10:51
at 2021-09-23T10:51

By Ursula
at 2021-09-25T18:38
at 2021-09-25T18:38
那你還在只煩惱那6%的自提撥哦?
怎麼不是煩惱你的不動產 存款 和你的收入?

By Joseph
at 2021-09-29T07:15
at 2021-09-29T07:15
勞退我能選 很難懂嗎?

By Erin
at 2021-10-04T03:04
at 2021-10-04T03:04

By Puput
at 2021-10-07T21:32
at 2021-10-07T21:32
提勞退的也沒損失什麼 說破嘴叫人不提對我也沒好處

By Madame
at 2021-10-08T02:13
at 2021-10-08T02:13

By William
at 2021-10-12T15:53
at 2021-10-12T15:53

By Puput
at 2021-10-16T04:24
at 2021-10-16T04:24

By Donna
at 2021-10-18T17:43
at 2021-10-18T17:43

By Sarah
at 2021-10-21T05:57
at 2021-10-21T05:57

By Kama
at 2021-10-24T01:00
at 2021-10-24T01:00

By Ida
at 2021-10-27T14:56
at 2021-10-27T14:56
講得政府如果違法動你專戶的錢 就只會吃有自提的人?

By Vanessa
at 2021-10-30T09:47
at 2021-10-30T09:47

By Frederic
at 2021-11-02T05:52
at 2021-11-02T05:52
事解釋自提的優缺點,不過大多都是怕跟勞保一樣或不相信政
府。我也懶得往下講了,要不要自提是自己的事情,但在做理
財規劃與決定之前,連自己的退休金都不去搞清楚狀況(公司
提的6%),自己的權益在那裡也不清楚。

By Rachel
at 2021-11-03T14:53
at 2021-11-03T14:53
後,政府財政絕對差到無法想像的

By Audriana
at 2021-11-04T06:16
at 2021-11-04T06:16
被0050的複利打敗樓

By Vanessa
at 2021-11-05T09:07
at 2021-11-05T09:07

By Edwina
at 2021-11-08T08:51
at 2021-11-08T08:51
長3趴,然後替代投資標的是0050,以現狀而言,0050要18
年才能超車勞退自提
某ex知道勞保和勞退的差異嗎

By John
at 2021-11-09T18:09
at 2021-11-09T18:09
還不是繳的很爽笑死
叫老闆也不用幫你繳拉好不好
反正你都說會被偷了

By Steve
at 2021-11-14T12:43
at 2021-11-14T12:43

By Olga
at 2021-11-14T18:41
at 2021-11-14T18:41

By Olga
at 2021-11-15T12:50
at 2021-11-15T12:50

By Audriana
at 2021-11-19T13:19
at 2021-11-19T13:19

By Edwina
at 2021-11-21T07:05
at 2021-11-21T07:05

By Joseph
at 2021-11-25T11:20
at 2021-11-25T11:20
囉!能把60歲以後才能領的錢和拿在手上的薪水說成風險
一樣,這麼能講又不敢為自己說的擔保,只能當放屁聽聽
就好^^

By Charlie
at 2021-11-29T13:15
at 2021-11-29T13:15
有政府、請安心!

By Kyle
at 2021-12-03T12:14
at 2021-12-03T12:14
一方面講得政府多萬惡 但一方向又信任政府不會搶其他錢

By Frederic
at 2021-12-08T05:40
at 2021-12-08T05:40

By Erin
at 2021-12-13T03:39
at 2021-12-13T03:39
把錢塞過去又是另一回事

By Edwina
at 2021-12-14T10:27
at 2021-12-14T10:27

By Rebecca
at 2021-12-15T02:04
at 2021-12-15T02:04
過要繳稅的金額

By Robert
at 2021-12-17T02:34
at 2021-12-17T02:34

By Joseph
at 2021-12-19T23:17
at 2021-12-19T23:17
在手上也沒用

By Sandy
at 2021-12-21T07:08
at 2021-12-21T07:08

By Tracy
at 2021-12-26T06:56
at 2021-12-26T06:56
那這樣你的錢都不應該存到銀行,不然被搶走怎麼辦XDDDD

By Quanna
at 2021-12-31T02:28
at 2021-12-31T02:28

By Adele
at 2022-01-01T14:08
at 2022-01-01T14:08
20%所得稅的人,才會選這種,分散風險資產...

By Mason
at 2022-01-03T10:12
at 2022-01-03T10:12
行搞你會被政府罰;政府搞你沒人罰,還會發動時空背
景不同之術

By Lily
at 2022-01-08T05:10
at 2022-01-08T05:10
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