是否該放棄年薪7百萬的工作轉去創業? - 薪水
By Oliver
at 2023-06-08T10:48
at 2023-06-08T10:48
Table of Contents
最近也有類似的煩惱
小妹 年約40... (在ptt應該還算小妹吧?!)
也是在外商科技業
夫妻雙薪家庭收入剛滿700萬(400+300)
https://imgur.com/WIz1fzC
(一開始也是幾十萬開始的年薪 最近才越來越高薪的)
(所以其實沒甚麼存款)
育有兩兒
目前也是覺得工作壓力很大,要on call 晚上也要開會
變得有時候不好照顧小孩
第二個小孩出生後更是覺得無法兼顧
有在考慮要不要休息一陣子好好帶小孩
但又捨不得這樣的薪水,以後可能回來也拿不到
大家也知道高所得伴隨而來的高壓力會導致開銷也會自然地變大
(常常會想賺錢幹嘛這樣虧待自己 不自覺的就會亂花...)
如果真的在家帶小孩 我擔心自己無法適應家庭收入大幅減少的狀態...
目前月開銷大概如下
房貸 約9萬
生活開銷 約 9萬
教育費 約6萬 (4幼兒園 2托嬰)
娛樂費 很難算
存款大概只有3-400萬
月入賬大概 38萬 - 上面日常支出24萬 剩下的錢大概就是娛樂+買股票
有時候繳稅或繳其他費用 就變得所剩不多了
所以如果少了一份薪水 雖然我會壓力變小,家庭和樂
但基本上家裡會變得無法有任何存款 可能還會赤字
但有時候看到小孩被晾著就會覺得很自責 想要多陪陪他們...
有在考慮是否可以去開個工作室可以辦一些課程讓自己小孩跟其他小孩一起上
也可以貼補家用
但我相信應該很難賺多少就是了...
煩請建議 謝
--
小妹 年約40... (在ptt應該還算小妹吧?!)
也是在外商科技業
夫妻雙薪家庭收入剛滿700萬(400+300)
https://imgur.com/WIz1fzC
(一開始也是幾十萬開始的年薪 最近才越來越高薪的)
(所以其實沒甚麼存款)
育有兩兒
目前也是覺得工作壓力很大,要on call 晚上也要開會
變得有時候不好照顧小孩
第二個小孩出生後更是覺得無法兼顧
有在考慮要不要休息一陣子好好帶小孩
但又捨不得這樣的薪水,以後可能回來也拿不到
大家也知道高所得伴隨而來的高壓力會導致開銷也會自然地變大
(常常會想賺錢幹嘛這樣虧待自己 不自覺的就會亂花...)
如果真的在家帶小孩 我擔心自己無法適應家庭收入大幅減少的狀態...
目前月開銷大概如下
房貸 約9萬
生活開銷 約 9萬
教育費 約6萬 (4幼兒園 2托嬰)
娛樂費 很難算
存款大概只有3-400萬
月入賬大概 38萬 - 上面日常支出24萬 剩下的錢大概就是娛樂+買股票
有時候繳稅或繳其他費用 就變得所剩不多了
所以如果少了一份薪水 雖然我會壓力變小,家庭和樂
但基本上家裡會變得無法有任何存款 可能還會赤字
但有時候看到小孩被晾著就會覺得很自責 想要多陪陪他們...
有在考慮是否可以去開個工作室可以辦一些課程讓自己小孩跟其他小孩一起上
也可以貼補家用
但我相信應該很難賺多少就是了...
煩請建議 謝
--
Tags:
薪水
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