現在大家會自提繳6%嗎? - 工程師
By Anonymous
at 2018-09-02T14:59
at 2018-09-02T14:59
Table of Contents
: 推 wonwonlaw: 看到年金改革其實我有點怕怕的,現在大家砍少數老屁股 09/02 12:26
: → wonwonlaw: 的年金,覺得很爽。但仔細想想這些年金也是政府跟這些 09/02 12:26
: → wonwonlaw: 人約定好的勞動條件,現在可以溯及既往的砍。這個自提6 09/02 12:26
: → wonwonlaw: %也是我們少數人在提的,大部分年薪不到30萬的多數普 09/02 12:26
: → wonwonlaw: 羅大眾吃穿都不夠了,不太可能去自提6%,就怕以後換這 09/02 12:26
: → wonwonlaw: 些人砍我們的自提6%… 09/02 12:26
別再勞保勞退傻傻分不清楚了
勞保被改革是逃不了的
但勞退(這裡講的6%)
是存到個人戶頭,每年投資有賺錢再滾入本金,隔年繼續累積
勞退的本質是不會倒的,自己提繳自己的退休金,年紀到了戶頭有多少錢就領多少
可以一次領回,也可以按月領,按月領的好處是,還放在戶頭裡的本金
每年仍可以繼續滾入利息。但不管是一次領還是按月領,
都是有多少領多少,領完自己的就沒了
所以勞退是沒有什麼砍不砍的問題,
自己戶頭內的錢都是自己提撥進去(公司6%,個人0~6%)
把勞退當成一個特殊的零存整付或零存零付定存股來看待就好了
--
: → wonwonlaw: 的年金,覺得很爽。但仔細想想這些年金也是政府跟這些 09/02 12:26
: → wonwonlaw: 人約定好的勞動條件,現在可以溯及既往的砍。這個自提6 09/02 12:26
: → wonwonlaw: %也是我們少數人在提的,大部分年薪不到30萬的多數普 09/02 12:26
: → wonwonlaw: 羅大眾吃穿都不夠了,不太可能去自提6%,就怕以後換這 09/02 12:26
: → wonwonlaw: 些人砍我們的自提6%… 09/02 12:26
別再勞保勞退傻傻分不清楚了
勞保被改革是逃不了的
但勞退(這裡講的6%)
是存到個人戶頭,每年投資有賺錢再滾入本金,隔年繼續累積
勞退的本質是不會倒的,自己提繳自己的退休金,年紀到了戶頭有多少錢就領多少
可以一次領回,也可以按月領,按月領的好處是,還放在戶頭裡的本金
每年仍可以繼續滾入利息。但不管是一次領還是按月領,
都是有多少領多少,領完自己的就沒了
所以勞退是沒有什麼砍不砍的問題,
自己戶頭內的錢都是自己提撥進去(公司6%,個人0~6%)
把勞退當成一個特殊的零存整付或零存零付定存股來看待就好了
--
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