公保有這麼好? - 公職
By Mason
at 2022-02-05T22:18
at 2022-02-05T22:18
Table of Contents
如果純比給付條件,那確實勞保比較好
但如果將現實環境因素納入考量,那公保比較好
依照國發會於110.12出版的【老年經濟安全制度專刊】
可知勞保的最適費率應為27.94%,然而116年才逐步調升費率到12%
也就是說勞保一直是入不敷出的情況,難怪115年基金淨值將轉為負
(最新資料2022.1.14公布勞保基金將延後至117年「才」破產)
反觀公保的繳付條件雖遜於勞保
但公保的優點在於財務健全,目前還看不到破產的跡象
一個是條件好但快破產、一個是條件差但不會破產
哪一個比較好? 這應該很好選吧?
--
【Kobe的用法】
A kobed Kobe kobed a girl kobely. He is the kobiest Kobe.
一人のコービーなコービーは、コービーに女の子をコービーした。
彼は一番コービーなコービーです。
--
但如果將現實環境因素納入考量,那公保比較好
依照國發會於110.12出版的【老年經濟安全制度專刊】
可知勞保的最適費率應為27.94%,然而116年才逐步調升費率到12%
也就是說勞保一直是入不敷出的情況,難怪115年基金淨值將轉為負
(最新資料2022.1.14公布勞保基金將延後至117年「才」破產)
反觀公保的繳付條件雖遜於勞保
但公保的優點在於財務健全,目前還看不到破產的跡象
一個是條件好但快破產、一個是條件差但不會破產
哪一個比較好? 這應該很好選吧?
--
【Kobe的用法】
A kobed Kobe kobed a girl kobely. He is the kobiest Kobe.
一人のコービーなコービーは、コービーに女の子をコービーした。
彼は一番コービーなコービーです。
--
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